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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I have 30 years of mortgage banking experience. Over the years I have helped many homebuyers get into their first home, move up to their dream home and others build their investment property portfolios.

In the process I have earned the trust of buyers, realtors and industry professionals. I have a reputation for personally staying on top of transactions and closing loans on time.

I am a native San Diegan and my parents were small business owners here. I believe in giving back to my community and am an active member of the Mortgage Bankers Association, San Diego Board of Realtors and Le Tip of El Cajon.

In my career I have navigated many cycles in the real estate industry. Guild Mortgage is a fifty year old San Diego based corporation with a broad array of loan programs and staff expertise unmatched in the mortgage banking industry. The combination of my experience and Guild's strength allow me to put together the loan package that best meets my clients' needs.

I am committed to helping you understand your financing options, closing your loan efficiently and my goal is to be your "lender for life". I look forward to the opportunity to work for you.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.96
5.0
Paul
Nov 12, 2024
Pine Valley, CA
Verified

Tom worked with us to obtain this mortgage in a very proffesssional way and very timely.
Cora
Nov 12, 2024
Pine Valley, CA
Verified

All the work was done on time with friendly phone calls, emails, etc.
Phyllis S
Nov 02, 2024
Verified

I was the listing agent and it is a pleasant surprise to have the lender perform before deadlines, making the entire process smooth and easy for ALL parties involved. Thank you Thomas for your outstanding performance and communications! Phyllis
Phyllis
Oct 28, 2024
El Cajon, CA
Verified

Lenders are key in a transaction and Thomas performed before deadlines and allowed this purchase to be smooth and painless. Thank you Thomas. Phyllis
Bob
Oct 16, 2024
El Cajon, CA
Verified

Combination of a great company and the best Loan Officer in San Diego and we have dealt with a thousand or more. We have worked with Tom 30+ years. Only lender that is constantly ready to close 7-10 days early on 100’s of loans. Call him 10 times, he answers 9 times. Tom reduces or eliminates all the stress. Bob & Tina Kelly BHHS
Ronald
Sep 30, 2024
Poway, CA
Verified

Thomas made the transaction simple

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #243656
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;