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Julia Cruz
Senior Loan Officer
NMLS# 632832
About me
As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".
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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
I have refinanced with Julia twice in the last 10 years. She is the absolute best. She found me a loan when I thought there wasn’t going to be any chance of it happening. She persevered! She’s also a very nice person.
Julia was available to answer questions whenever we needed an answer including on weekends. We appreciated Julia’s patience working with us as we looked for our first home. We stoped and started our home search multiple times and Julia kept working with us to help answer questions with mortgage payments for every house we were interest in as well as what our interest rate would be. In the end it was a great experience working with Julia and we are thankful for her for always being there when we needed to know what our payment was going to possibly be for every house we liked. There were a lot. Thank you Julia!
Julia was amazing to work with. Her level of detail, accuracy and dedication are second to none. Could not be more pleased with the service we received during our loan processing through closing. Can’t recommend Julia highly enough.
As first-time homebuyers, we couldn’t have asked for a better loan officer! Julia made the entire process smooth and stress-free. She helped us get a great rate and always took the time to explain everything clearly. We also really appreciated how well she worked with our realtor, keeping him informed and ensuring everything stayed on track.
As first-time home buyers, Julia was everything we could have hoped for in a loan officer. She was kind, patient, and had an answer for every question we could come up with. She always went the extra mile to help us save as much as we could when purchasing our first home. Couldn't imagine going through that process with anyone else.
Julia just helped my buyers with their loan. Julia met with them multiple on times on zoom, she was always available to answer questions and she even came to the closing table to make sure they understood all the documents they were signing. I highly recommend Julia.
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