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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.93
5.0
Megan
Oct 21, 2024
Verified

Julia was patient and explained everything we needed to know about getting a loan. She was supportive and made the process smooth, even with an expedited timeline.
Ann
Oct 16, 2024
Verified

You kept to your word and made the contractual dates.
Demian
Sep 16, 2024
Verified

I had a great experience due to Julia who is excellent at what she does! My sister worked with Julia to buy a property and I reached out to Julia to help me purchase two additional properties. Because of how professional and easy to work with Julia is, I have recommended her to my contacts who are interested in purchasing property. I hope Julia is recognized for the all-star service she provides!
Emily
Sep 16, 2024
Verified

Julia was extremely helpful and responsive throughout the process of our home purchase. She clearly explained our financing options and was constantly available to answer our questions.
Jimmy M
Aug 09, 2024
Verified

Julia Cruz was an amazing loan officer! She was super communicative, quick with answering all of our questions, and always made sure we knew what was going on. Julia took the time to explain all the details of the loan process, making the whole home buying process so much easier for us. She checked in with us regularly, which really helped us feel at ease. Everything went smoothly, thanks to her. We’d definitely recommend Julia to anyone looking for a loan officer. She’s the best!
Jimmy
Aug 05, 2024
Verified

Julia was helpful, informative and very fast throughout the entire home buying process. She made sure to explain everything to us as we moved along the process. We would recommend Julia and Guild Mortgage to anyone looking to purchase a house!

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #632832
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;