Julia Cruz

My friend and realtor recommended Julia and I am so grateful that she did! I connected with Julia last year, well before I thought I was ready to purchase a home, and she helped me create a plan to get there. Fast forward less than one year later, I just closed on my first home with Julia's help! Julia brought so much calm to what was a bit of an overwhelming process, being my first time buying and what turned out to be quite a complicated sale. She was always available to answer my questions, took her time in explaining everything and making sure I understood and was comfortable every step of the way. I can't imagine what the process would have been like without Julia - I am so grateful for her help and I highly recommend anyone thinking about buying give Julia a call! Thank you so much!!!

Met Julia through a mutual friend who is seasoned in the real estate business. The recommendation was spot on. She is kind, professional, and knowledgeable about mortgages products. I highly suggest you call her and the great staff at Guild Mortgage first.

Julia has been our lender for our last two home purchases. She helped us every step of the way, very knowledgeable, and is always available for questions. Highly recommended!

With over 20 years experience in Real Estate one can only imagine how many Lender introductions I have had! There have been too many to count or remember. But this is where Julia CRUZ is different! She is memorable on all accounts! Both on a personal and a professional. I met Julia about 17 years ago when I was a newbie with my Real Estate license. She introduced herself and shared with me Some of the loan products that were available back then that could help both my buyers And sellers achieve success while navigating through their transactions. All the while coming across as an educator and person of care as opposed to a salesperson! I knew then that I found the perfect Lender for my clients moving forward. Especially my first time Buyers! Buying a home can be a scary process but Julia helps minimize or take away the anxiety and stresses that can be overwhelming for a buyer. My buyers that have benefited from her services tell me often how wonderful an experience they had with her and how she has stayed in touch with them even after their deal closed. Julia is great at that even with me. Regular check ins to see how my family and I are doing. Family! Family is important to all of us, so much so that I always refer Julia to my family and friends knowing she will take care of them as I would. A lender relationship I could not be successful without! Thank you Julia for all your support!

Love Julia! She’s a great communicator, very personable and makes the process easy!

Julia is knowledgeable and responsive. She is always willing to answer questions and made the refinancing process easy.