Julia Cruz

Hello! I'm Julia Cruz, a Senior Loan Officer based in beautiful San Diego, California. With nearly two decades of experience in the mortgage industry and over 13 years with Guild Mortgage, I have had the privilege of helping countless clients achieve their dream of homeownership. As a dedicated mom of two wonderful girls, I understand the importance of finding the perfect home for your family. When I'm not assisting clients, you can find me horseback riding or spending quality time with my family and friends. I specialize in working with first-time homebuyers and move-up buyers, and I am passionate about educating my clients through every step of the process. My commitment is to be your trusted lender for life, ensuring you feel confident and informed every step of the way.