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Baxter S Scruggs
Branch Manager NMLS# 156370
About Me
Thank you very much for considering Guild Mortgage for your financing needs. We are well aware that there are numerous options for consumers these days, and we do not take lightly our responsibility to provide you with excellent customer service.
Even in the best of times, buying or refinancing a home can be a very stressful experience. That being said, we are now in an era of over regulation, over documentation and confusing disclosure requirements that all lenders must follow. A huge part of my job is to help you navigate through this process so that you reach your ultimate goal, which is to move into your new home or refinance into a better loan.
I have found over the years that the most important part of my job is good communication with my clients. I always stay on top of my files, I try to keep all parties updated along the way, and I try to deal with problems up front and solve them as early as possible.
My role as a loan officer is to discuss loan programs, interest rates, rate lock options and any other strategies you might have with regards to your loan or your finances in general. For processing or paperwork, you may call my assistant, Ricarda Lopez 858-239-4614 or Tyler Bolaski 951-775-7270.
Thank you again for considering Guild Mortgage Company and I look forward to working with you.
Sincerely,
Baxter Scruggs
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Meet my team
We appreciate the opportunity to work with you. Our goal is to be available and to communicate with you throughout the loan process.
• Coordinates initial application, credit and pre-approvals • Collects paperwork before submission into processing • Assists clients with required paperwork and disclosures
• Handles files from contract to close • Assists with disclosures • Liaison for final paper work and closing conditions • Coordinates signing of final documents and closing
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Baxter was professional and personal! He helped talk us through our first home purchase with an easy going, knowledgeable style.. I highly recommend him and Guild Mortgage to everyone!
Baxter and his team exceeded our expectations while purchasing our first home! They alleviated any stresses we had and answered all our questions. Would recommend to anyone purchasing. Thank you for making the loan process stress free and a smooth transaction.
We had an amazing experience with Guild Mortgage, Baxter Scruggs and his team are exceptional. The customer service was outstanding, and they were exactly what we were looking for. We were frustrated looking for lender but when we found Guild, Loan Manager Baxter took his time explaining everything from the beginning till the end. The whole team went above and beyond to help us find the right loan for us. We were very impressed with the quality of the services we received. It was exactly what we were hoping for. They were accommodating and responsive to all our questions. Thank you Guild Mortgage, to Baxter Scruggs and Team. We highly recommend them!
We had an excellent experience with Guild Mortgage. Baxter was so helpful and easy to work with through the whole process. I would highly recommend using them if you want a great and stress-free experience.
Very knowledgeable leader. Home sales go a lot smoother with Baxter. No drama, just great results. Clients love that he can give different options with pros and cons so they understand the loan they are getting. Will definitely refer him again!
Buying a home in the hot San Diego market during Covid-19 was no walk on the beach. The best decision we made (other than on our home of course) was going with Baxter Scruggs for our mortgage. Baxter was not only great with keeping us in the loop every step of the way he and his team continuously reached out to our realtor and the seller's agent to let them know where things were at in the loan process and reassure them all that our offer was the strongest even though it was contingent on the sale of another property. Our realtor commented many times on Baxter's level of professionalism and his timely communication two of the most important qualities you'll want when buying a home in a competitive market and time is of the essence. Simply put Baxter Scruggs and Guild Mortgage helped us win our dream home in a multiple counter-offer situation. Baxter and his team get high marks from us! We highly recommend his services to anyone looking to buy a home.
