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About me

Thank you very much for considering Guild Mortgage for your financing needs. We are well aware that there are numerous options for consumers these days, and we do not take lightly our responsibility to provide you with excellent customer service.

Even in the best of times, buying or refinancing a home can be a very stressful experience. That being said, we are now in an era of over regulation, over documentation and confusing disclosure requirements that all lenders must follow. A huge part of my job is to help you navigate through this process so that you reach your ultimate goal, which is to move into your new home or refinance into a better loan.

I have found over the years that the most important part of my job is good communication with my clients. I always stay on top of my files, I try to keep all parties updated along the way, and I try to deal with problems up front and solve them as early as possible.

My role as a loan officer is to discuss loan programs, interest rates, rate lock options and any other strategies you might have with regards to your loan or your finances in general. For processing or paperwork, you may call my assistant, Tyler Bolaski 951-775-7270.

Thank you again for considering Guild Mortgage Company and I look forward to working with you.

Sincerely,
Baxter Scruggs

 

 

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Meet my team

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We appreciate the opportunity to work with you. Our goal is to be available and to communicate with you throughout the loan process.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.86
4.99
C
May 06, 2025
Verified

I had a fantastic experience working with this Baxter. His communication was clear and consistent, and the entire process was smooth from start to finish. We closed on time, and he was always pleasant, patient, and incredibly helpful. Generous with his time and genuinely kind, he made what can often be a stressful process feel easy. Highly recommend!
Chantalle
May 05, 2025
San Bernardino, CA
Verified

I had a fantastic experience working with this Baxter. His communication was clear and consistent, and the entire process was smooth from start to finish. We closed on time, and he was always pleasant, patient, and incredibly helpful. Generous with his time and genuinely kind, he made what can often be a stressful process feel easy. Highly recommend!
Paco C
May 06, 2025
Verified

Thanks Baxter for yourr great service and great communication!!! Oh yea and thanks for closing my transaction!!!
Paco
May 05, 2025
San Bernardino, CA
Verified

Communication throughout the transaction.
Maria
Apr 28, 2025
Menifee, CA
Verified

I am very pleased and happy for 8 years we've been working together helping our clients to meet their goals. Each time from the beginning to closing,your consistency on communication is what made the whole transaction smooth and firm. All my clients that you helped to their loans are 100% satisfied and would love to refer you to their families and friends. Looking forward for more transaction to close with you and your team.Thank You!
Richard
Mar 24, 2025
Vista, CA
Verified

Baxter and Yvette were terrific in the whole process

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #156370
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;