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About me

Thank you very much for considering Guild Mortgage for your financing needs. We are well aware that there are numerous options for consumers these days, and we do not take lightly our responsibility to provide you with excellent customer service.

Even in the best of times, buying or refinancing a home can be a very stressful experience. That being said, we are now in an era of over regulation, over documentation and confusing disclosure requirements that all lenders must follow. A huge part of my job is to help you navigate through this process so that you reach your ultimate goal, which is to move into your new home or refinance into a better loan.

I have found over the years that the most important part of my job is good communication with my clients. I always stay on top of my files, I try to keep all parties updated along the way, and I try to deal with problems up front and solve them as early as possible.

My role as a loan officer is to discuss loan programs, interest rates, rate lock options and any other strategies you might have with regards to your loan or your finances in general. For processing or paperwork, you may call my assistant, Tyler Bolaski 951-775-7270.

Thank you again for considering Guild Mortgage Company and I look forward to working with you.

Sincerely,
Baxter Scruggs

 

 

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Meet my team

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We appreciate the opportunity to work with you. Our goal is to be available and to communicate with you throughout the loan process.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.89
4.99
Rodman A
Jul 01, 2025
Verified

Stellar experience working with Baxter and his team on our recent closing. Timely and efficient communications, always.
Rodman
Jul 01, 2025
Murrieta, CA
Verified

Stellar communication and competence
Mario
Jun 02, 2025
Menifee, CA
Verified

I Guild Mortgage always makes the process easy for me. Mr. Scruggs and his team are always clear and proffesional.
C
May 06, 2025
Verified

I had a fantastic experience working with this Baxter. His communication was clear and consistent, and the entire process was smooth from start to finish. We closed on time, and he was always pleasant, patient, and incredibly helpful. Generous with his time and genuinely kind, he made what can often be a stressful process feel easy. Highly recommend!
Chantalle
May 05, 2025
San Bernardino, CA
Verified

I had a fantastic experience working with this Baxter. His communication was clear and consistent, and the entire process was smooth from start to finish. We closed on time, and he was always pleasant, patient, and incredibly helpful. Generous with his time and genuinely kind, he made what can often be a stressful process feel easy. Highly recommend!
Paco C
May 06, 2025
Verified

Thanks Baxter for yourr great service and great communication!!! Oh yea and thanks for closing my transaction!!!

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #156370
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;