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Baxter S Scruggs
Branch Manager
NMLS# 156370
About me
Thank you very much for considering Guild Mortgage for your financing needs. We are well aware that there are numerous options for consumers these days, and we do not take lightly our responsibility to provide you with excellent customer service.
Even in the best of times, buying or refinancing a home can be a very stressful experience. That being said, we are now in an era of over regulation, over documentation and confusing disclosure requirements that all lenders must follow. A huge part of my job is to help you navigate through this process so that you reach your ultimate goal, which is to move into your new home or refinance into a better loan.
I have found over the years that the most important part of my job is good communication with my clients. I always stay on top of my files, I try to keep all parties updated along the way, and I try to deal with problems up front and solve them as early as possible.
My role as a loan officer is to discuss loan programs, interest rates, rate lock options and any other strategies you might have with regards to your loan or your finances in general. For processing or paperwork, you may call my assistant, Ricarda Lopez 858-239-4614 or Tyler Bolaski 951-775-7270.
Thank you again for considering Guild Mortgage Company and I look forward to working with you.
Sincerely,
Baxter Scruggs
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Meet my team
We appreciate the opportunity to work with you. Our goal is to be available and to communicate with you throughout the loan process.
• Coordinates initial application, credit and pre-approvals • Collects paperwork before submission into processing • Assists clients with required paperwork and disclosures
• Handles files from contract to close • Assists with disclosures • Liaison for final paper work and closing conditions • Coordinates signing of final documents and closing
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Baxter provides Exceptional communication kept me updated on the daily super grateful and would 100% recommend!
Baxter had exceptional communication with me throughout the loan process! Kept me updated on everything! Super Grateful and would 100% recommend!
I recently had the pleasure of working with Baxter at Guild Mortgage, and I can’t recommend him highly enough! My sister, who worked with Guild in the past, had a wonderful experience with them, so I knew I was in good hands. Baxter was incredibly knowledgeable and made the mortgage process feel seamless. His communication was top-notch—he always took the time to explain every step and answer all my questions. I also want to give a shout-out to his loan processor, Yvette. She was amazing to work with, organized, and efficient, making the entire experience even better. Thanks to Baxter and Yvette, I felt supported and confident throughout the whole home-buying process. If you're looking for a mortgage lender, look no further than Guild Mortgage! :)
I would like to express my sincere gratitude to my mortgage lender, Baxter S Scruggs, for their exceptional assistance throughout the home purchasing process.From our initial discussions to the final closing, the level of professionalism and expertise demonstrated was truly commendable. They provided clear guidance on the mortgage options available to us, ensuring we were well-informed about every aspect of the financing process.Their responsiveness to our inquiries and their willingness to walk us through complex information made a significant difference, particularly as first-time home buyers. They worked diligently to secure the best possible rates and terms tailored to our financial situation.I am thankful for their commitment and support, which ultimately contributed to a smooth and successful transaction. I highly recommend their services to anyone seeking reliable and knowledgeable mortgage assistance.Thank you once again for your invaluable support!
Baxter was professional and personal! He helped talk us through our first home purchase with an easy going, knowledgeable style.. I highly recommend him and Guild Mortgage to everyone!
Baxter and his team exceeded our expectations while purchasing our first home! They alleviated any stresses we had and answered all our questions. Would recommend to anyone purchasing. Thank you for making the loan process stress free and a smooth transaction.
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