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Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.97 out of 5.0 stars
4.98
5.0
4.96
5.0
nfredenburg
Oct 19, 2025
Verified

Monica Bowman is a force of nature. We felt very fortunate to have her working on our behalf. We can’t recommend her highly enough.
Sandy
Oct 15, 2025
Santa Cruz, CA
Verified

Monica does an amazing job with all her transactions. I appreciate all her hardwork.
Jennifer
Oct 15, 2025
Santa Cruz, CA
Verified

Monica was very attentive, knowledgeable and kind. She worked very hard and had excellent relationships and communication with the realtor involved and other professionals.
Timothy
Oct 01, 2025
Aptos, CA
Verified

Monica was Great! Thank You!
Gizelle
Oct 01, 2025
Aptos, CA
Verified

Thanks for all your hard work Monica, i really enjoyed wirking together on the fife transaction.
Debra
Oct 01, 2025
Aptos, CA
Verified

Monica was not only courteous, professional, and knowledgeable, she also sincerely cared about the outcome of our home search. She went above and beyond the call of duty to keep us apprised of paperwork and information deadlines and made the experience of obtaining our loan relatively stress-free.

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #230667
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;