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Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.98 out of 5.0 stars
4.98
5.0
4.97
5.0
Debra
Oct 01, 2025
Aptos, CA
Verified

Monica was not only courteous, professional, and knowledgeable, she also sincerely cared about the outcome of our home search. She went above and beyond the call of duty to keep us apprised of paperwork and information deadlines and made the experience of obtaining our loan relatively stress-free.
Natalie
Sep 20, 2025
Santa Cruz, CA
Verified

Monica Bowman handled my clients' needs with efficiency , warmth , and stellar service. She is remarkable at staying calm and positive during tricky transactions, and keeping the clients' best interest at heart. Then working like crazy to make it a reality! Thank you , Monica!
Janice
Sep 06, 2025
El Dorado Hills, CA
Verified

I had a wonderful experience working with Monica to purchase my new house. Our family has used Monica before so I didn't hesitate to contact her when I was ready to buy a house. With her knowledge and experience, I knew that I could trust her to guide me through the process in a positive and efficient way. She kept me informed and was available to answer my questions. I would highly recommend Monica, she cares about her clients and will help you through the loan process in the most supportive way.
Nicholas
Sep 04, 2025
Scotts Valley, CA
Verified

Monica helped us through the entire process and was amazing! We couldn't have asked for a better person to help us through this difficult process.
Janet
Sep 04, 2025
Scotts Valley, CA
Verified

Monica does s a great job
Kailey
Aug 05, 2025
San Jose, CA
Verified

Great communication, smooth and fast transaction closed.

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #230667
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;