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Select from hundreds of loan products tailored to your needs

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.98 out of 5.0 stars
4.98
5.0
Judy
Dec 16, 2024
Watsonville, CA
Verified

The Best! The best lender! The best person who takes care of each client like they are family! The most reliable lender! If Monica says she can do your loan....it will be done!!
Monica
Dec 16, 2024
Watsonville, CA
Verified

Monica Is great at what she does. She was always on top of it and worked very quickly. She is also very sweet and patient . Awesome all around. -Monica
Jessi L
Jan 27, 2020
Santa Cruz, CA
Verified

Monica was great to work with! She answered all my questions and explained every step of the way. The loan was done on time. I would highly recommend her!!
D
Sep 19, 2019
Verified

My wife and I bought a second home using the awesome services that Monica and her company provided. She is approachable, knowledgeable, professional and determined! Buying a house can be a bit stressful at times but Monica walked us through all the steps and kept us on track. She assured us along the way and made sure we met all deadlines. She definitely has the people skills plus business skills that helped achieve our goals.
Billypowell
Sep 19, 2019
Santa Cruz, CA
Verified

Monica always follows thru, is informative and very helpful. She answered all my questions, did research for me and called the lender for me when I almost had a double payment posted.
aloke
Sep 18, 2019
Verified

I recently refinanced my home loan through Monica. She made the process feel super-streamlined! It was amazing. Not only did she explain the steps thoroughly, but she kept me abreast of how the loan was progressing. She has an extremely good understanding of the system and I felt confident at all times, of her being successful in getting me what I wanted/needed. I would recommend her services to ANYONE looking for a home loan or a re-finance. If you engage her you will not be disappointed!

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Awards

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member of Guild Giving
NMLS ID #230667
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;