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Monica Bowman
Sales Manager
NMLS# 230667Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Testimonials
The rating and reviews below represent my top
reviews.
Read all customer reviews here.
4.98 out of 5.0 stars




Shawndy
Jun 24, 2025
Santa Cruz, CA

Verified
Monica is amazing! She's knowledgeable, professional, and one of the hardest-working mortgage brokers I've ever worked with. She cares and is committed to providing the highest level of service.
Casey
Jun 02, 2025
Santa Cruz, CA

Verified
Monica was fantastic! She helped us figure out which options we had and decide which one was the best for us based on our finances, jobs, and target properties. She was communicative and easy to get ahold of, and she told us what she needed but was never pushy even with deadlines needing to be met. She honestly got everything taken care of with minimal effort and time on our part which is exactly what we needed, and she helped us figure out how we could get into the neighborhood we really wanted to but staying in a budget that we were very comfortable with. Monica went above and beyond and we don't plan to get a new place any time soon, but the next time we do, she will be the first person we call.
Sarah
Jun 02, 2025
Soquel, CA

Verified
Quick loan approval and close from a local company that was faster and much easier than 3 pre approved loans with our banks.
Miguel
Jun 09, 2025
Los Angeles, CA

Verified
Theres so much I can say about Monica Bowman and what a beutiful human being she is. Guild is very lucky to have her. Monica strives for her clients success and puts herself in their shoes every step of the way. Her determination and relentless approach to her craft is truly amazing to witness. My wife and I are very thankful for her and Guild's team for making our home ownership dream come true. Thank you everyone.
Lukas L
May 28, 2025

Verified
Monica Bowman was such a pleasure to work with! She helped us pull off something unbelievable and get home. She maintained kindness and patience the whole way through, even when things weren't going as expected. Working with Guild Mortgage has been an overall solid experience.
Lukas
May 12, 2025
Los Gatos, CA

Verified
Monica Bowman was such a pleasure to work with! She helped us pull off something unbelievable. She maintained kindness and patience the whole way through, even when things weren't going as expected. Working with Guild Mortgage has been an overall solid experience.
NMLS ID #230667
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;
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