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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a mortgage advisor for more than 20 years, I have the experience, knowledge and expertise to guide you through the loan process, no matter how complex or simple your situation. The mortgage process can be a complicated and overwhelming to many, which is why I pride myself in making the process as simple and as stress-free, as possible. Whether you’re a first-time buyer, a savvy investor, up or downsizing, or looking to refinance, I know the importance of listening to your needs, educating and explaining your options, so you feel confident and comfortable making the best decisions to meet your financial goals. Good communication and accessibility are my top priorities. I can be reached in person, by phone, email or text, and will keep you updated every step of the transaction and will even be with you at the loan signing table! Your complete satisfaction is my goal and I strive to have clients for life, not just a transaction!

After graduating from The Ohio State University with a Bachelor of Science in Finance, my career in mortgage lending began with Bank of America where I attained titles of Vice President, Financial Relationship Manger, and Sr. Mortgage Loan Officer over 17 years. I also became a licensed real estate broker and co-owned a mortgage company in Temecula, so I have an extensive and broad real estate, lending and client service background.

On a personal note, I’m a mother of four. My free time is devoted to them, attending their many sporting events, playing tennis, golf, bowling or taking in a movie. I’m also an avid OSU football fan.

Purchasing a home is a big decision, which is why you need an experienced, trusted, mortgage professional on your team. It would by my honor and privilege to be that person. Let’s get started making your dream of homeownership come true!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Manufactured homes

Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae’s MH Advantage® or Freddie Mac’s CHOICEHome programs create more flexible, affordable and innovative home options if you’re interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
SARA
Nov 26, 2024
Auburn, CA
Verified

Stacy, has been my go to lender for years! She is always so easy to work with, can answer all of my questions and makes a confusing process easy to navigate. Thank you so much Stacy, you truly are THE BEST!!!
TRINA
Nov 26, 2024
El Dorado, CA
Verified

Stacy Kelly is always great to work with, she works tirelessly for her clients to get the best rates and programs! I know when I recommend clients to Stacy that they'll be well taken care of :)
KATHLEEN
Nov 26, 2024
Auburn, CA
Verified

Stacy and team were very thorough and great communicators. Job well done ALL!!
Katie
Oct 21, 2024
Colfax, CA
Verified

Stacy is very well versed in the mortgage process. She is easy to work with and would highly recommend her for your mortgage needs.
JONI
Oct 16, 2024
Rocklin, CA
Verified

Stacy was very informative and kept me in the loop on the whole transaction. And she made it happen!
Kaleb
Aug 19, 2024
Auburn, CA
Verified

The process was fast and easy to understand with the help of Stacy. It made it semi-painless going through the home-buying process for the very first time. Thanks again 😊

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #901321
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;