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Stacy Kelly
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Stacy Kelly

Loan Officer

11601 Blocker Dr., Suite 215, Auburn, CA 95603
Own what matters
Own what matters

About Me

As a mortgage advisor for more than 20 years, I have the experience, knowledge and expertise to guide you through the loan process, no matter how complex or simple your situation. The mortgage process can be a complicated and overwhelming to many, which is why I pride myself in making the process as simple and as stress-free, as possible. Whether you’re a first-time buyer, a savvy investor, up or downsizing, or looking to refinance, I know the importance of listening to your needs, educating and explaining your options, so you feel confident and comfortable making the best decisions to meet your financial goals. Good communication and accessibility are my top priorities. I can be reached in person, by phone, email or text, and will keep you updated every step of the transaction and will even be with you at the loan signing table! Your complete satisfaction is my goal and I strive to have clients for life, not just a transaction!

After graduating from The Ohio State University with a Bachelor of Science in Finance, my career in mortgage lending began with Bank of America where I attained titles of Vice President, Financial Relationship Manger, and Sr. Mortgage Loan Officer over 17 years. I also became a licensed real estate broker and co-owned a mortgage company in Temecula, so I have an extensive and broad real estate, lending and client service background.

On a personal note, I’m a mother of four. My free time is devoted to them, attending their many sporting events, playing tennis, golf, bowling or taking in a movie. I’m also an avid OSU football fan.

Purchasing a home is a big decision, which is why you need an experienced, trusted, mortgage professional on your team. It would by my honor and privilege to be that person. Let’s get started making your dream of homeownership come true!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Manufactured homes

Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae’s MH Advantage® or Freddie Mac’s CHOICEHome programs create more flexible, affordable and innovative home options if you’re interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Ronald
Apr 01, 2024
Verified

We always looked forward to meeting with Stacy. We came away very satisfied. Comfortable and well informed. We would recommend Stacy to anyone.
Tassa
Mar 18, 2024
Verified

Stacy made it great her attentiveness to the needs of not only the client but the Agent as well. She was easy to reach, even leaving a voicemail she returned promptly! She stayed in constant communication and was very calming, respectful, and knowledgeable! I highly recommend Stacy Kelly!!!
Tassa
Mar 18, 2024
Verified

Stacy always answers her phone! When there are needs or questions she’s always available. She stayed in contact with my buyer consistently. I felt confident every time I spoke with her. We had a pretty tough deal, but she did a fantastic job! Highly recommend her
Tim A
Oct 02, 2023
Verified

Stacy is an amazing loan officer and does a great job.
Jonathan
Nov 22, 2019
Verified

My experience with Loan Officer Stacy Kelly (NMLS ID 901321 Company NMLS# 3274) has been exceptional - truly outstanding. Stacy handled our past mortgage originations and refinancing. Her prior experience as a Personal Banker was evident in her acute client focus. She worked with me to understand my needs address them with solutions and gained my agreement with reasonable expectations which she then far exceeded in delivery of service. Her customer orientation was unparalleled and I have yet to have any service provider of any kind (i.e legal accounting consulting etc.) deliver such high levels of satisfaction. I am in a client service business (strategy and leadership consulting) and I only wish my people had the same commitment to solve our clients' problems as Stacy does for her clients. She is remarkable in her genuine willingness to please me as her client and she does so with professionalism diligence friendliness kindness and concern. I refer her to anyone I can who needs the help she provides better than any loan / mortgage specialist I know. Please forgive the superlatives but I couldn't be more impressed with anyone as I am with Stacy Kelly. She is an asset of the highest order and I look forward to working with her again as the need arises.
Chealsea
Aug 27, 2019
Verified

Stacy was incredible! So responsive and personable she always reached out by phone text and email to make sure we had up-to-the-minute information. We were able to close on our home in 3 weeks thanks to her hard work and dedication!!

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Awards

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Causes I'm
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NMLS ID #901321
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;