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Raul Cruz Gerardo
Senior Loan Officer/Sales Manager
NMLS# 1109888
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
Hello and thank you for accessing my webpage. As a Guild Mortgage Loan Officer, I'm committed to walking you through the process of getting a loan for your future home by choosing the right program for your financial needs and goals. Let me help you fulfill your dream of becoming a homeowner, or let me help you to refinance if this is your need.
Not a good credit score? Let me establish a working plan with you to get you ready in just a few months. Where there's a will, there's a way.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
(Translated by Google) Excellent service and a lot of help throughout the process and the guidance they give you to help you buy your house, they will help with everything 🙏🏻 Thank you Raúl and Sandra for so much help 🙏🏻🫶🏽 (Original) Exelente servicio y mucha ayuda en el proceso y la guía que te digan para que logres comprar tu casa ellos ayudarán en todo 🙏🏻 gracias Raúl y Sandra por tanta ayuda 🙏🏻🫶🏽
(Translated by Google) I recommend Mr. Raúl Cruz and Sandra for their excellent work! (Original) Recomiendo al señor Raúl cruz y Sandra por su trabajo excelente .!
They were very professional and very polite and also they answer all my questions. very professional team
We appreciated Raul so much. He walked us through some challenges and we took it step by step. I felt more comfortable with Guild because we were already with them and felt they would take care of us and they did!
Excellent service
Seamless transaction. Closed on time.
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