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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Hello and thank you for accessing my webpage. As a Guild Mortgage Loan Officer, I'm committed to walking you through the process of getting a loan for your future home by choosing the right program for your financial needs and goals. Let me help you fulfill your dream of becoming a homeowner, or let me help you to refinance if this is your need.

Not a good credit score? Let me establish a working plan with you to get you ready in just a few months. Where there's a will, there's a way.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
5.0
Enrique S
Jan 13, 2024
Verified

Highly recommend German, he was attentive always communicating the status of the loan, and went above and beyond with his customer service and can't forget her assistant, Sandra, she guided me and my wife through all the paperwork necessary to acquire or new home. Great people wouldn't change a thing with this mortgage team.
Enrique
Jan 08, 2024
Yuma, AZ
Verified

Great friendly experience Raul and his assistant went above and beyond to help us fulfill our dream of ownership of a new home. Great people highly recommend any one that's looking for a new home in Arizona or California.
German
Jan 08, 2024
Yuma, AZ
Verified

Raul was on point!! Took my call over the weekend for the lead referral. He was able to meet with the buyer right away and get a pre-qual right away so we could write the offer. Closed the loan on time with no issues!!
Jersahid
Oct 02, 2022
Yuma, AZ
Verified

I am extremely impressed on the level of professionalism from Raul and Sandra Cruz. This is the second loan we get from Guild Mortgage and we will continue to look for Raul when the next need arises to buy a home. We are telling everyone we know about the great experience of working with Raul and Sandra. We will forever be thankful for being there for us through the whole process.
Fred
Aug 31, 2022
Yuma, AZ
Verified

Raul was vary helpful person.
Luis
Jun 15, 2022
Yuma, AZ
Verified

Raul was Professional and answered all of our questions during the entire process we are very grateful to him and we highly recommend Raul

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #1109888
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0117026; AZ LO Lic.# 0925691; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;