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About me

Hello and thank you for accessing my webpage. As a Guild Mortgage Loan Officer, I'm committed to walking you through the process of getting a loan for your future home by choosing the right program for your financial needs and goals.Read more

Hello and thank you for accessing my webpage. As a Guild Mortgage Loan Officer, I'm committed to walking you through the process of getting a loan for your future home by choosing the right program for your financial needs and goals. Let me help you fulfill your dream of becoming a homeowner, or let me help you to refinance if this is your need.

Not a good credit score? Let me establish a working plan with you to get you ready in just a few months. Where there's a will, there's a way.

Awards

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Causes and Memberships

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Testimonials

4.99 (101 reviews)
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5.0
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5.0
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5.0
Raul and his team in Guild have been fantastic from start to finish! Would absolutely recommend.
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Steven

Feb 16, 2026

Phoenix, AZ

Very easy, smooth process with a very knowledgeable loan officer (Raul Cruz) that helped explain all the steps and ensure us the best deal and easiest transaction! Would HIGHLY recommend to all my friends and family!
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Rebeca

Feb 13, 2026

Phoenix, AZ

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

By Appointment Only

BY Appointment Only

Monday - Friday

8:00AM - 5:00PM

Saturday

By Appointment Only

Sunday

BY Appointment Only

NMLS ID #1109888

I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0117026; AZ LO Lic.# 0925691; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

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