Raul Cruz Gerardo
Senior Loan Officer/Sales Manager
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
Hello and thank you for accessing my webpage. As a Guild Mortgage Loan Officer, I'm committed to walking you through the process of getting a loan for your future home by choosing the right program for your financial needs and goals. Let me help you fulfill your dream of becoming a homeowner, or let me help you to refinance if this is your need.
Not a good credit score? Let me establish a working plan with you to get you ready in just a few months. Where there's a will, there's a way.
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Home equity insights
For homebuyers
For homeowners
Learn how much your home is worth
For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.
Testimonials
NMLS ID #1109888
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0117026; AZ LO Lic.# 0925691; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;