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Tina Clark

Tina Clark

Renovation Loan Specialist

14350 N 87th Street, Suite 135, Scottsdale, AZ 85260
Own what matters
Own what matters

About Me

My passion is helping my clients find financing to turn a house into their DREAM home! The right neighborhood is extremely important, a certain school district is sometimes crucial, but the home should fit too! There are many factors to consider when purchasing a new home. And, our needs change over time - perhaps you already live in a location that you love, but you have outgrown your house or would just like to make some updates. A Renovation loan could help turn any house into the home you have been dreaming of!

Helping my customers achieve a customized mortgage solution to accomplish two goals with one loan is my expertise. My success has been built through open communication, consistent accessibility and a strong expertise of the Renovation lending program. You can expect honesty, thoroughness and responsiveness when you enlist our team as your guide. My goal is to facilitate an experience that will build lifelong relationships with both our customers and industry partners.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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4.5 out of 5.0 stars
Vannah F
Feb 28, 2023

Christina Clark at Guild Mortgage was a saving grace. We started with another lender who was not giving us the time and info we needed, we almost gave up finding a lender who can provide the experience and knowledge for the rehab loan we needed..until we found Tina. She gave us hope, held our hand through each step of the process, extremely responsive, answered all questions in terms we could understand and made us feel comfortable through the entire process. Tina was THE number one factor to make our dreams come true, she went above and beyond all expectations when we thought there was no hope left.
Aug 25, 2022

Tina was professional and educational throughout the process. We did a renovation loan and she coordinated with our contractor and gathered all the document requirements from them. I really felt like she cared about us as a client by keeping us well informed along the way and thoroughly explained any questions we had. If you are considering doing a renovation loan I highly recommend Tina she is a master at them! Trust me the stress of hiring a contractor is beyond anything I have ever done and Tina made the processor for the loan simple smooth stress free and we closed on time to meet the contractor's start date! If you are even thinking about a renovation loan call Tina!
Mar 19, 2022

Tina and her team were excellent. I was a first time homebuyer and couldn't have asked for a better experience.
Jan 30, 2022

Tina was excellent to work with! She made the renovation portion of our loan a breeze.
Jan 28, 2022

Tina is FANTASTIC! She was very thorough with everything and she even took time during the weekend to help us get everything finished up that we needed. She is always quick to respond to emails or texts with answers to any questions you might have.10/10 would recommend! Thanks for everything!
Jan 16, 2022

My experience with Guild Mortgage has been nothing but exceptional. My mortgage lender Tina Clark is 5 stars. As a person when we spoke plainly with each other she a 5 star person. On time with getting back with you she is a 5 star person. Explaining information and taking questions and answering them. She is a 5 star person. Tina has been and still is an exceptional person at what she does and in my mind who she is.

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NMLS ID #413597
I am authorized to do business in the states of Arkansas, Arizona, California, Colorado, Iowa, Idaho, Illinois, Louisiana, Minnesota, Missouri, Montana, Nebraska, New Mexico, Nevada, Ohio, Oklahoma, Texas, Utah, Wisconsin and Wyoming. AZ BK#0018883; AZ BKBR# 0120577; AZ LO Lic.# 0944283; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (; Branch NMLS ID 1379352; NV Mortgage Company #1141;