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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

John Coats

John Coats

Branch Manager

17015 N Scottsdale Road, Suite 150, Scottsdale, AZ 85255
Own what matters

About Me

Get to know John Coats

After several decades of mortgage experience, I am as fired up as I’ve ever been to deliver a wonderful lending experience.

Our entire team is ready to serve you. It all starts with listening intently and providing intelligent and creative solutions.

Let’s connect soon!

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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NMLS ID #117281
I am authorized to do business in the states of Arizona, California, Florida, New Mexico, Tennessee, Texas and Washington. AZ BK#0018883; AZ BKBR# 1045252; AZ LO Lic.# 0911502; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;