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Travis Smart

Senior Loan Officer

NMLS# 1471121

About me

I have had the privilege of making a difference in a lot of lives all over the world during my six year career as a Rescue Swimmer in the United States Navy. I am so blessed to now be making a difference in our community serving clients, and top notch Real estate Professionals.

Buying a home is nothing to be taken lightly and those going through the home buying process deserve nothing less than the utmost care, and communication. Whether the home purchase is for a first time home buyer with little to no experience with the home buying process, a Second Home, or an investment property to assist in building wealth. Every client I assist receives top level care. My office is conveniently located in Stunning downtown Prescott.

I have had the good fortune of working around and being surrounded by top professionals in lending and have learned a great deal from them, and use my experiences to give all clients top-shelf service from Application to After Closing.

As a Rescue Swimmer, I lived by the Motto "So others May Live," and that motto has transformed to "So others May Live Out Their Dreams."

I look forward to serving you!

 

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.96 out of 5.0 stars
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5.0
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5.0
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4.9
Suzanne
Dec 4, 2025
Prescott Valley, AZ
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Timeliness. In a 'short close' situation quick response is vital. I had a couple of questions, and you were right ther...See more
Christopher
Dec 3, 2025
Prescott Valley, AZ
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### Travis Smart: The Unexpected Brother I Never Saw Coming I never thought a random real estate listing would lead to ...See more
Lynn
Dec 2, 2025
Prescott Valley, AZ
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Guild is so easy to work with. They understood our mortgage needs and made it happen. We are very satis...See more
Dena P.
Nov 28, 2025
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The Smart Choice Lending Team is the absolute best! We literally didn't have a single hiccup. They communicated well and...See more
Claire
Nov 27, 2025
Chandler, AZ
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Travis made everything easy and stress free for me! Thanks
Vincent
Nov 24, 2025
Prescott Valley, AZ
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Travis and Ayla did a great job keeping in touch with us and moving the loan proccess along. we are very happy with thei...See more

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Awards

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Causes & Memberships

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NMLS ID #1471121

I am authorized to do business in the states of Alaska, Arizona, California, North Dakota, Nebraska, New Mexico, Nevada, Oklahoma, South Dakota and Washington. Branch NMLS ID 1632286; AZ BK#0018883; AZ BKBR# 0122729; AZ LO Lic.# 936843; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;

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