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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

I'm Sandi Collette, a trusted mortgage advisor who's been serving our Prescott community for over 25 years. My business is all about relationships, and I take great pride in developing long-term connections with my clients. Whether you're a first-time homebuyer or looking to retire in style, I'm passionate about helping you find the home of your dreams. What sets me apart is my personal approach to understanding and communicating with my clients throughout the loan process. I've earned the highest form of respect from my clients -their personal repeat business and referrals -because I'm there for them every step of the way. With an accounting and real estate background, I have a unique skillset that enables me to better understand my clients' needs and goals. So, if you're ready to make the move to Prescott and want a trusted advisor who truly cares about your needs and goals, look no further. I'd love to help you find your dream home and start living your best life in this amazing community. Let's do this!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
5.0
4.99
5.0
Eniko
Oct 23, 2025
Phoenix, AZ
Verified

Quick response from all involved. Customer focused experience all around.
Joseph
Oct 13, 2025
Phoenix, AZ
Verified

Sandy was amazing!
Jana
Oct 16, 2025
Prescott, AZ
Verified

Everything was very professionally and quickly handled, with good and friendly communication.
Carla
Oct 08, 2025
Verified

Very professional, friendly, and thorough. We never had to ask about progress of the loan, they always kept us informed at every step of the process.
Wendy
Aug 16, 2025
Chino Valley, AZ
Verified

Sandi does a great job at qualifying buyers timely to be able to make a good complete offer on a home. A lot of times the loans are ready to fund and close days or weeks prior to closing dates. If the buyer will have some challenges she will work through it with them up front before getting too far into the process. I can always count on Sandi to make a transaction go smoothly!
Brenda E
Aug 17, 2025
Verified

Sandra was great and so kind to work with. If you are looking for a home and need a loan go see her. You won’t be disappointed.

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #269506
I am authorized to do business in the states of Arizona, Montana and Oregon. AZ BK#0018883; AZ BKBR# 0122729; AZ LO Lic.# 912592; Branch NMLS ID 1632286; OR ML-176;