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Ricky Fernandez

Loan Officer

2231 E Camelback Rd, Ste 200, Phoenix, AZ 85016
Own what matters
Ranked #1 in Customer Satisfaction with Primary Mortgage Origination
— J.D. Power

About Me

As a Mortgage loan officer, I am passionate about helping others accomplish their lifelong dream of owning a home and building legacy wealth in real estate. I bring a strong passion and incredible dedication to making my clients' experience a positive, rewarding, and financially satisfying one.

I leverage Guild’s vast wealth of experience to guide, advise, and educate my clients exhaustively, effectively empowering them to make well-informed financial decisions and ensure that they receive the best mortgage experience.  

My competency lies in my ability to communicate continually and my willingness to gain a deeper understanding of their needs and provide top-notch service. I am reputable for my great work ethic, exceptional customer service, attention to detail, and patience. These attributes will allow me to earn my clients' trust, build strong and lasting professional relationships and leave them happy and satisfied.

Outside of real estate, I am an avid family man. I enjoy spending time with my family; my lovely wife, our amazing 3-year-old son, and beautiful 1-year-old daughter. With me at your service, you can be confident that I will not rest until I turn your homeownership dreams into reality.

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The perfect home loan for you

We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.

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NMLS ID #1957738
I am authorized to do business in the state of Arizona. AZ BK#0018883; AZ BKBR# 0124830; AZ LO Lic.# 1008012;