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Melissa Monjaraz

Senior Loan Officer

2231 E Camelback Rd, Ste 205 & 200, Phoenix, AZ 85016
Own what matters

About Me

There are many loan officers, but few have the 14+ years of Mortgage and Real Estate experience that Melissa brings to the table for her clients. Her experience allows her to provide security and peace of mind as her clients navigate through the complex and ever-changing mortgage market. She has originated hundreds of conventional, FHA and VA loans throughout her career. Because of this experience, it gives her the unique ability to understand all sides of a transaction, therefore is able to anticipate and dissipate problems before they occur.

Whether you’re a first-time buyer, move up buyer, investor or looking to refinance your home loan, Melissa takes the time to listen to your needs and understand your financing goals. She is determined, and does not shy away from problems or challenging loans – no matter how complex the situation may be her attitude is, ‘quitting is not an option’. It’s a matter of pride that her loans always close, and she does the utmost to make sure every loan closes on time! Besides her problem-solving skills, clients like that she is responsive and easy to reach even on evenings and weekends!

Melissa believes she has the “Best job in the world” by being able to help families get a mortgage so they can have a place to call home.

Melissa was born and raised in Santa Cruz, California where she attended college and studied Business Finance then moved to Chandler, AZ in 2003 with her now husband. She also had the opportunity to live abroad in Aguascalientes, Mexico where she went to school and learned Spanish. When she is not doing mortgages, she enjoys working out at the gym, going to yoga, taking dance classes, and hanging out with her husband, nieces and Yorkie “Daisy”.

She is also very passionate about personal development as she has attended several events such as Tony Robbins, Darren Hardy, The Summit, Bold and several other local events.

Specialties: All types of mortgage loans: FHA/VA, Conventional, Down Payment Assistance, First Time Homebuyers, fluent in Spanish.

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The perfect home loan for you

We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer national programs for doctors and dentists, and many state housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.

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NMLS ID #1014648
I am licensed to do business in the state of Arizona. AZ BK#0018883; AZ BKBR# 0121888; AZ LO Lic. # 0941100;