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Katie Gerken

Katie Gerken

Senior Loan Officer

2231 E Camelback Rd, Ste 205, Phoenix, AZ 85016
Own what matters
Own what matters

About Me

Katie has built her reputation as a mortgage expert in Arizona by remaining committed to her clients.  She has been in the mortgage business since 2005 and her experience sets her apart.  Katie is passionate about helping her clients obtain a home mortgage and gives the best service from start to finish.  She cares for her clients and makes sure they are educated and understand the entire mortgage process.

Here is what you can expect from Katie Gerken and her team:

The mortgage application process will be done conveniently, with knowledge and quality

We will keep you, and your agent on a home purchase clearly updated regularly throughout the entire process

Your closing experience  will be thorough, with speed and high service

Your home purchase is one of the most important investment decisions of your life.  Katie and her team promise to give you the highest level of service

Native of Arizona

Married for 11 years and mother of 2 girls

Resides in Scottsdale

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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4.98 out of 5.0 stars
Jun 04, 2024

Katie was amazing! I always felt that she was sincerely trying to help me and that she was doing everything she could to make my experience a good one and get me the best price she could.
May 20, 2024

Process was great and Katie took care of us
May 28, 2024

As usual, my expectations were exceeded with Katie . She is a rockstar.
May 13, 2024

Easy, fast, and good follow through
Apr 22, 2024

The process from start to finish was a breeze. Katie was always available whether by phone or email. When Darin joined to help he too was always there. They both checked in on me and kept me updated the whole time. I truly appreciate them both.
Apr 15, 2024

Katie Gerken is seriously phenomenal at her job. From right when we started looking for homes over a year ago all the way through our closing last week, she's been nothing but helpful, kind, knowledgeable, and savvy in helping us get the best financing possible for us. She worked some serious magic with restructuring our mortgage and interest rate to fit our budget and expectations. Considering this was my wife and my first purchase of a home, we had hundreds and hundreds of questions. Katie was always available to answer them and put our concerns at ease, even way outside of normal business hours. We felt a lot of comfort knowing we could always pick up the phone and ask Katie for anything we didn't understand or felt concerns about. We're confident that we made a great choice going with Katie (and by extension, Guild), and we couldn't recommend her highly enough!

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NMLS ID #1462615
I am authorized to do business in the state of Arizona. AZ BK#0018883; AZ BKBR# 0124830; AZ LO Lic.# 936056;