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Clay Brown
Mortgage Consultant
NMLS# 164811
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
Thank you for considering my services. As someone who understands that the process of qualifying for a home loan is deeply personal, let me introduce myself. I have been working in the mortgage industry since 1984. I have extensive knowledge in all areas of mortgage financing, which allows me to determine the best program to fit your needs. While working with me you will find that I offer sound and straightforward guidance to help determine which program will best suit you and your family's needs. With my experienced team on your side, we make the process easy and hassle-free.
I was born and raised in Southern California and was heavily involved in athletics. I went to school at Brigham Young University on a football scholarship, enjoyed an All-American career, and obtained my Bachelor of Science in Business Management with a concentration in Finance. After college, I was drafted by the Denver Broncos and also played for the Atlanta Falcons. Upon leaving the NFL, I pursued a career in finance and found my way into the mortgage industry where I met my wife, Kelley Sanders. My partner in business and partner in life. Together we run the local White Mountains Branch for Guild Mortgage and have lived in the White Mountains for since 2006. We have 4 children between us and 8 grandchildren. When I am not passionately working on client's mortgages, you will find me camping, hiking, atv-ing, scuba diving, watching football, spoiling my grandchildren, or spending quality time with my family and friends.
I thoroughly enjoy the work that I do and I strive to make raving fans with each and every transaction. It is my goal to be YOUR lender for life! I look forward to helping you, please feel free to reach out to me anytime.
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Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Product Info
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Testimonials
Couldn’t ask for a more professional, efficient team! Extremely knowledgeable and great communication!
Absolutely the best! Very professional, knowledgeable, efficient, and friendly. Their communication is excellent , keeping everyone well informed throughout the entire process.
Clay always does a fantastic job with every transaction! I am a Realtor and I love to refer Clay, as my clients are always incredibly happy with him and his staff! Thanks Clay
We have used Clay Brown at Guild Mortgage for three different purchases now and he is awesome to work with. He know his business and keeps you informed of the process from start to finish. Highly recommend!
The entire team was outstanding and we very much appreciated the communication and keeping us informaed of the process along the way. Everyone involved was amazing and Clay and Tracy are rock stars!!
All of the staff is very efficient and professional! Tracy had the suggestion for the homeowners insurance, because Farmers would not write it in Overgaard
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