Thank you for your interest in my services. Since qualifying for a home loan is a very personal process, let me share a little about myself with you.   I have been in the mortgage industry since 1984.  I have extensive knowledge in all areas of mortgage financing, which allows me to determine the best program to fit your needs.  While working with me you will find that I offer sound and  straight forward  guidance to help determine which program will best suit you and your family's needs.  With my experienced team on your side, we make the process easy and hassle free.

I was born and raised in Southern California and was heavily involved in athletics. I went to school at Brigham Young University on a football scholarship, enjoyed an All-American career, and obtained my Bachelor of Science in Business Management with a concentration in Finance. After college I was drafted by the Denver Broncos and also played for the Atlanta Falcons. Upon leaving the NFL, I pursued a career in finance and found my way into the mortgage industry where I met my wife, Kelley Sanders. My partner in business and partner in life. Together we  run the local White Mountains Branch for Guild Mortgage and have lived in the White Mountains for over 12 years. We have 4 children between us, and 7 grandchildren. When I am not passionately working on client's mortgages, you will find me camping, hiking, atv-ing, scuba diving, watching football, spoiling my grandchildren or spending quality time with my family and friends.

I thoroughly enjoy the work that I do and I strive to make raving fans with each and every transaction.  It is my goal to be YOUR lender for life!  I look forward to helping you, please feel free to reach out to me anytime.