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About me

Thank you for considering my services. As someone who understands that the process of qualifying for a home loan is deeply personal, let me introduce myself. I have been working in the mortgage industry since 1984. I have extensive knowledge in all areas of mortgage financing, which allows me to determine the best program to fit your needs. While working with me you will find that I offer sound and straightforward guidance to help determine which program will best suit you and your family's needs. With my experienced team on your side, we make the process easy and hassle-free.

I was born and raised in Southern California and was heavily involved in athletics. I went to school at Brigham Young University on a football scholarship, enjoyed an All-American career, and obtained my Bachelor of Science in Business Management with a concentration in Finance. After college, I was drafted by the Denver Broncos and also played for the Atlanta Falcons. Upon leaving the NFL, I pursued a career in finance and found my way into the mortgage industry where I met my wife, Kelley Sanders. My partner in business and partner in life. Together we run the local White Mountains Branch for Guild Mortgage and have lived in the White Mountains for since 2006. We have 4 children between us and 8 grandchildren. When I am not passionately working on client's mortgages, you will find me camping, hiking, atv-ing, scuba diving, watching football, spoiling my grandchildren, or spending quality time with my family and friends.

I thoroughly enjoy the work that I do and I strive to make raving fans with each and every transaction. It is my goal to be YOUR lender for life! I look forward to helping you, please feel free to reach out to me anytime.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
5.0 out of 5.0 stars
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Robin P
Feb 04, 2025
Verified

Clay Brown was so helpful and kept us up to date on all the progress of the loan. Very helpful and just a phone call away. His assistant was excellent too.
DANON
Jan 27, 2025
Show Low, AZ
Verified

lay is a problem solver. I would recommend him to anyone looking for a trouble free experience in mortgage lending.
DANA
Jan 27, 2025
Show Low, AZ
Verified

Very informative even though the client was on the buyer side and did not know you had to bring certified funds to the closing, therefore costing my seller $600+ additional on interest with the closing extension. :(
Tamara
Dec 23, 2024
Lakeside, AZ
Verified

Personal attention, A great team, everything went smoothly and closed on time.
April
Dec 23, 2024
Vernon, AZ
Verified

Your whole staff were so friendly and helpful and patient with us through the whole process!! We are so thankful!!
John G
Dec 23, 2024
Verified

Not the first, won’t be the last! Highly recommended!!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #164811
I am authorized to do business in the state of Arizona. AZ BK#0018883; AZ BKBR# 0114618; AZ LO Lic.# 0912395;