Tierney Kostiuk is a Mortgage Loan Officer serving all of Arizona.  Tierney is all about helping people like you obtain their goal of sustainable homeownership. Tierney truly understands that mortgages and lending can be unfamiliar territory for many. Tierney looks forward the opportunities of working with people who have a wide variety of situations and wants to help them achieve their financing goals. Whether you are a first-time homebuyer refinancing or buying your third investment property Tierney will guide you through the loan process seamlessly by providing quality communication and advice. Tierney can provide a wide range of home loan options that makes the most sense for your situation. What are the benefits of working with an Guild Mortgage Loan Officer?  The thing that makes Guild so great to work with is that we are a direct lender. This means each branch and regional office is equipped to complete the entire loan process locally.  Tierney will be in control of your loan file throughout the entire process. This system allows for continuous communication and has given us a proven track record of closing loans quickly and efficiently. Tierney Kostiuk offers Conventional FHA VA USDA and down payment assistance loans servicing all of Arizona.