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Tod Dianovich

Tod Dianovich

Loan Officer

1530 E. Williams Field Road, Suite 206, 210, Gilbert, AZ 85295
Own what matters
Own what matters

About Me

Hello and welcome to my website.

I am originally from the state of Washington. After high school I attended college at the University of Redlands in southern California where I played football and studied business management with a minor in economics. I have always wanted to be working with money and numbers and thought there no better place to do this than in the mortgage industry. I love helping people finance their dream homes.

When I am not doing loans I am either at the gym, hiking, or coaching my kids in basketball. My wife Kym and I have been married for 18 years and are very blessed to have 2 wonderful children that keep us very busy with all of their activities.

I would love the opportunity to help you out with any mortgage questions you may have.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
5.0
midhu s
Apr 20, 2024
Verified

Tod has been of great help . He was very transparent and prompt in his responses.
Midhu
Apr 15, 2024
Verified

Tod was very transparent and prompt in his responses
Carl J
Apr 18, 2024
Verified

Seamless transaction, great communication, and complete professionalism. Thank you
Carl
Apr 15, 2024
Verified

Seamless transaction.
Griffin
Apr 08, 2024
Verified

Our home buying experience was made highly efficient and seamless due to the experience, insights and assistance from the team at Guild. The excellent interface between the lender and all other parties led to a low-stress and highly efficient home buying process!
Daisy
Apr 08, 2024
Verified

Tod was great! Answered all of our questions along the way and explained everything in terms we could understand. Appreciate all of his help through this process!

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Awards

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Causes I'm
passionate about

causes
NMLS ID #218664
I am authorized to do business in the states of Arizona, California and Oregon. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 0911427; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;