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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I am originally from the state of Washington. After high school, I attended college at the University of Redlands in Southern California, where I played football and studied business management with a minor in economics. I entered the mortgage business in 1997 when I started working with my father-in-law. I had always wanted to work with money and numbers, and I thought there was no better place to do this than in the mortgage industry. I love helping people finance their dream homes. When I'm not working on loans, I enjoy going to the gym, hiking, or playing pickleball. My wife, Kym, and I have been married for 28 years, and we are very blessed to have two wonderful children. I would love the opportunity to help you with any mortgage questions or concerns you might have.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Heidi S
Jun 09, 2025
Verified

Working with Tod has been a game changer for my clients and my business. His communication is seamless, expertise is unmatched, and he consistently delivers smooth, on time closings. A true professional I trust every time!
Robert
Jun 02, 2025
Surprise, AZ
Verified

Tod contacted us right away and from that point kept us updated and also worked hard to help us with all our hurdles!! Can't say enough about the end to end experience!!
Janet
May 27, 2025
Peoria, AZ
Verified

Even though buying a house is stressful, Tod communicated each of the steps so I know what to expect.
Michelle W
May 28, 2025
Verified

As a new Realtor, Tod helped me tremendously and my clients transaction seamless. His communication and knowledge does not go unnoticed. Highly recommend his services!!
Michelle
May 27, 2025
Scottsdale, AZ
Verified

Tod was amazing to work with! Very comunicative and knowledgeable which helped me tremendously! Hope to work together again soon!
Tanya
May 27, 2025
Scottsdale, AZ
Verified

We were in constant communication at critical Stages and offered unique solutions to a variety of potential roadblocks

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #218664
I am authorized to do business in the states of Arizona, California and Oregon. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 0911427; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;