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About me

I am originally from the state of Washington. After high school, I attended college at the University of Redlands in Southern California, where I played football and studied business management with a minor in economics. I entered the mortgage business in 1997 when I started working with my father-in-law. I had always wanted to work with money and numbers, and I thought there was no better place to do this than in the mortgage industry. I love helping people finance their dream homes. When I'm not working on loans, I enjoy going to the gym, hiking, or playing pickleball. My wife, Kym, and I have been married for 28 years, and we are very blessed to have two wonderful children. I would love the opportunity to help you with any mortgage questions or concerns you might have.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Diane
May 19, 2025
Scottsdale, AZ
Verified

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Dean
May 19, 2025
Scottsdale, AZ
Verified

This is the third time we have used Tod for our mortgage financing and had another superior customer experience. He is a true professional and a great communicator. We cannot imagine ever using anyone else!
James
May 12, 2025
Phoenix, AZ
Verified

I felt that Tod did a great job . We switched to Guild late in the escrow process , and Tod did a great job both in keeping us informed as well as helping us get the information that was needed.
SHARON
May 05, 2025
Cave Creek, AZ
Verified

Tod was on the mark with updates and information, (if needed). He did a really great job in closing this loan.
Robert
May 05, 2025
Cave Creek, AZ
Verified

Transparent, flexible as we went through the process . Tod was exceptional helping us get through all needed steps
TARA
May 05, 2025
Anthem, AZ
Verified

As always, Tod was outstanding!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #218664
I am authorized to do business in the states of Arizona, California and Oregon. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 0911427; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;