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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Hello and welcome to my website.

I am originally from the state of Washington. After high school I attended college at the University of Redlands in southern California where I played football and studied business management with a minor in economics. I have always wanted to be working with money and numbers and thought there no better place to do this than in the mortgage industry. I love helping people finance their dream homes.

When I am not doing loans I am either at the gym, hiking, or coaching my kids in basketball. My wife Kym and I have been married for 18 years and are very blessed to have 2 wonderful children that keep us very busy with all of their activities.

I would love the opportunity to help you out with any mortgage questions you may have.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
RALPH
Jan 21, 2025
Phoenix, AZ
Verified

Great communication and LSUs on time, every time!
Paul
Jan 06, 2025
Phoenix, AZ
Verified

Everything was excellent!
Sarah
Jan 06, 2025
Phoenix, AZ
Verified

Tod is my go-to lender, and has been for several years now. I can confidently say he’s one of the best in the business. Time and time again, Tod goes above and beyond to ensure my clients are set up for success, whether it’s by securing the best programs, negotiating the lowest possible rates, or simply making the process smooth and stress-free. He’s incredibly knowledgeable about the mortgage industry which means my clients get tailored solutions that fit their specific needs. One of the things I appreciate most about Tod is his communication. Buying a home is a huge step, and having a lender who keeps everyone informed at every stage makes all the difference. Tod is quick to respond, clear in his explanations, and always willing to take the time to walk clients through any questions or concerns they have. This level of attentiveness gives my clients confidence and peace of mind, which is so important in what can sometimes feel like an overwhelming process.
Katie
Jan 06, 2025
Phoenix, AZ
Verified

Tod answered all my questions in a helpful and timely matter. He made a stressful process move along as smoothly as possible. Thank you!
Rylee
Dec 23, 2024
Munds Park, AZ
Verified

Tod and Guild Mortgage did such a great job taking care of us. Tod made the process easy, simple, and stress free. Even with last minute changes Tod worked hard to stay on top of things and get back to us quickly. hHe was always friendly and professional. I would recommend Guild Mortgage to anyone looking to buy!
Adrien
Dec 23, 2024
Munds Park, AZ
Verified

Tod was very helpful to both Rylee and I throughout the entire process. Even when we had some mistakes on our side, he handled them with professionalism and patience and made getting a house very manageable.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #218664
I am authorized to do business in the states of Arizona, California and Oregon. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 0911427; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;