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Silvia Estrada

Silvia Estrada

Senior Loan Officer

1530 E. Williams Field Rd, Suite# 206,210, Gilbert, AZ 85295
Own what matters
Own what matters

About Me

For the last 20 years as a mortgage consultant, I have aspired to help borrowers live out their American dream by easing my clients through the process of obtaining or refinancing mortgage loans. My community, clients, and colleagues are a major part of my success and the reason why I continue to work in the mortgage industry. The joy my work brings to everyone I meet is such a gratifying experience that I couldn’t be more committed to the community that I currently surround myself with.

Growing up in a small farming community in Rupert, Idaho and living in a household of 10, has taught me the meaning of hard work, as I was the second to the oldest child, and how to be of value to all those around me. Decades later, I have been fortunate enough to live close to my immediate family members, parents and 3 siblings in the perfect family-oriented community of Gilbert, Arizona.

I want my clients to feel the same love for their community and to be close to their loved ones if that is their desire. I have amazing clients with varying backgrounds and nationalities and being bilingual in English and Spanish has allowed me to engage and support more individuals during an exciting time of their life.  Having a Bachelor of Science degree in Business Operations with a minor in Accounting from DeVry University, along with over 20 years of experience in the mortgage industry, has made me a knowledgeable Mortgage Consultant.

If you are looking to become a first-time home buyer, need a second loan, looking for brokered options, or are simply looking to build your investment portfolio, I would be pleased to work for you and make your dream come true.

 

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Matthew
Jun 08, 2024
Verified

I have worked with loan officers in the past and let me tell you, Silvia and her team are on it! Guild Mortgage has a very nice setup online. Easy to drag and drop documents and thats not even the best part. Silvia is always several steps ahead, She has amazing communication skills and very understanding with my hectic work schedule. She will see you as a person and not just a client. It has been such a pleasure working with this team and I look forward to working with them in the future! Thank you Silvia!
Trina
Jan 22, 2024
Verified

The communication, professionalism, and willingness to work through challenges
Liliana
Jan 22, 2024
Verified

The whole team, Silvia, Jose and sella, were all great !! They worked so hard to close ahead of time and got us the best deal possible.
Jeffery
Dec 19, 2023
Verified

Silvia was on top of every aspect of this transaction and her communication skills are off the charts! She made this a very pleasant transaction.
Alma
Jul 21, 2023
Verified

It has been a pleasure working with Silvia and Guild Mortgage to obtain our new property. She facilitated the mortgage process and was instrumental throughout its entirety. The entire team at Guild that assisted with every aspect of the loan process was very professional, attentive, and extremely knowledgeable. We will return to Guild Mortgage for future needs. Thank you Silvia and Team!
Frank L
May 19, 2023
Verified

Silvia Estrada has completed many mortgages for me over the years. I always found Silvia to be very professional. All clients I refereed to her were all impressed with her knowledge in mortgage loans. I would highly recommend Silvia.

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NMLS ID #203538
I am authorized to do business in the states of Arizona and Idaho. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 0912283;