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About me

 As a Guild Mortgage Loan officer with 31 years of experience, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
Ray
Apr 06, 2023
Verified

I was recommended to Ray Lechuga by a mutual friend. She told me that she has been using Ray lechuga exclusively because he is the most professional and honest person you will ever meet. On the very first conversation I had with Ray, it was obvious that I could trust him. I also met Julie Dirk from Guild Mortgage and found that she was someone that I could put my trust in. I had two properties that I was looking to purchase at the same time, one was a 2nd home and the other one was an investment property. Each property required different approaches and I am so glad Ray and Julie both went above and beyond to make sure that I was given the best options available. I highly recommend you don't even think about anyone else for your mortgage needs. I know I will be using Guild Mortgage in the future.
Elizabeth
Nov 21, 2021
Verified

I'm giving Ray 5 stars he kept me informed with every process step by step. Also was always easy to get a hold of.
Edith
Aug 29, 2021
Verified

Ray was very professional at all times. He kept me inform at all times.
kathy
Jul 01, 2021
Verified

Would recommend Ray to anyone. I send him lots of referrals.
Tommy
Dec 01, 2020
Verified

Rey thank you so much for an easy process of refinancing our home Elvira and I are very satisfied and we look forward to a great Christmas. Wishing you and family a bless Christmas ????
Rafael
Nov 11, 2020
Verified

Ray Lechuga and his team were excellent to work with. I highly recommend for mortgage loans and refinancing. Thank you Ray and team!

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Causes I'm
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NMLS ID #209140
I am authorized to do business in the state of Arizona. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 0914189;