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Melissa Figueroa

Melissa Figueroa

Loan Officer

1530 E. Williams Field Road, Suite 206, 210, Gilbert, AZ 85295
Own what matters
Own what matters

About Me

Previous to joining Guild Mortgage in October 2014, Melissa Figueroa worked as a Loan Officer at CFS Mortgage from 1996 to 2013 when CFS Mortgage was acquired by Comstock Mortgage in December 2013. Melissa is passionate about helping her clients obtain a home mortgage and gives the best service from start to finish. She cares for her clients and makes sure they are educated and understand the entire mortgage process.

Melissa graduated from ASU in 1996 with a degree in Justice Studies. She resides in Scottsdale with her family.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
5.0
5.0
Rick D
Apr 22, 2024
Verified

We can't say enough how amazing Melissa is! Melissa is a consummate professional and made the entire homebuying / mortgage process so smooth that we're thoroughly amazed how easy it was. If we could rate this 10 stars we would! Definitely a Guild SuperStar!
Ryan W
Apr 03, 2024
Verified

Melissa and her team at Guild Mortgage have been phenomenal to work with during every step of my loan financing process of my home! The knowledge, communication, and kindness are unparalleled in the industry! I'm extremely happy with their service!
Monica
Feb 05, 2024
Verified

I don't think it would of closed on time if it wasn't for you working together with me. Thank you
Efrain
Feb 05, 2024
Verified

Communication,
Nathaniel
Feb 05, 2024
Verified

Easy to work with, constantly updating with any changes and working with us.
Carter
Jan 29, 2024
Verified

The deals were great and process was fluid!

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Awards

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Causes I'm
passionate about

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NMLS ID #214460
I am authorized to do business in the state of Arizona. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 0911342;