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You find the home, I'll find the loan!

Select from hundreds of loan products tailored to your needs

About me

Hey there, I’m Kara – your trusted partner in the mortgage industry. I have been helping families make their homeownership dreams a reality since 2010. I have served hundreds of families in their quest to either save money with a refinance or purchase a home with the best possible financing package. Guild Mortgage has been in business for over 60 years and is a leading mortgage lender. We service a majority of loans we close and handle everything locally. My mission is to understand my clients’ needs and deliver an experience that is far beyond their expectations. In addition to being a mortgage professional, I am most happy when floating on the river. I am a mom to a 10 year old boy and have a black lab that we adore! I am super excited to show you how EASY getting a mortgage can be!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.94 out of 5.0 stars
4.92
5.0
ADA
Nov 12, 2024
Gilbert, AZ
Verified

Kara has taken great care of my clients and their lending needs. Her support and knowledge is unmatched. Kara is a great industry partner and friend. Thank you Kara for going the extra mile in support of my clients. Kindly, Ada Pham
SHARON
Nov 12, 2024
Gilbert, AZ
Verified

Great communication. On time closing!
JAMES
Nov 04, 2024
Mesa, AZ
Verified

Kara was on point with her communication and the loan was uneventful as far as transaction went. Always good when things go smoothl.
David
Oct 21, 2024
Mesa, AZ
Verified

Very Professional
Donna
Oct 21, 2024
Mesa, AZ
Verified

Working with Guild has been a smooth and easy positive experience ..Thank You Kara and everyone we worked with at Guild for answering all our questions and for getting us into our beautiful house so quickly
Bethany
Aug 26, 2024
Chandler, AZ
Verified

Kara is our favorite. Great communication and so understanding of our weird situation. Plus she had a perfect balance of professionalism and personality

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #1607673
I am authorized to do business in the state of Arizona. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 0944271;