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Select from hundreds of loan products tailored to your needs

About me

Hey there, I’m Kara – your trusted partner in the mortgage industry. I have been helping families make their homeownership dreams a reality since 2010. I have served hundreds of families in their quest to either save money with a refinance or purchase a home with the best possible financing package. Guild Mortgage has been in business for over 60 years and is a leading mortgage lender. We service a majority of loans we close and handle everything locally. My mission is to understand my clients’ needs and deliver an experience that is far beyond their expectations. In addition to being a mortgage professional, I am most happy when floating on the river. I am a mom to a 10 year old boy and have a black lab that we adore! I am super excited to show you how EASY getting a mortgage can be!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Bethany
Aug 26, 2024
Verified

Kara is our favorite. Great communication and so understanding of our weird situation. Plus she had a perfect balance of professionalism and personality
Cari G
Sep 18, 2024
Verified

Kara was amazing to work with! She was patient and knowledgeable and took the time to educate my clients on their options. Purchasing a home is an emotional and personal process. She took the time to calm nerves when needed, and give advice when it was appropriate. Would highly recommend her!
CARI
Aug 26, 2024
Verified

Kara was amazing to work with! She was patient and knowledgeable and took the time to educate my clients on their options. Would highly recommend her!
Lance T
Aug 29, 2024
Verified

great lender, first rate service. Definitely talk to kara
Lance
Aug 26, 2024
Verified

Kara was straightforward and upfront with all information. Our situation is somewhat complex, and she worked hard to ensure that we had everything we needed to make an informed decision. Communication was excellent, which was complicated as we were out of the country for much of the process.
KIMBERLY
Aug 26, 2024
Verified

Kara was always available to help or answer any questions! Our client was traveling internationally and thought outside the box to ensure that all deadlines and expectations were met. She provided clear and concise numbers and set detailed expectations so there was no confusion or last-minute surprises. She helped us close quickly and made the process seem easy even though there were complicated logistics to overcome! AMAZING SERVICE!!

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passionate about

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NMLS ID #1607673
I am authorized to do business in the state of Arizona. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 0944271;