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About me

Hey there, I’m Kara – your trusted partner in the mortgage industry. I have been helping families make their homeownership dreams a reality since 2010. I have served hundreds of families in their quest to either save money with a refinance or purchase a home with the best possible financing package. Guild Mortgage has been in business for over 60 years and is a leading mortgage lender. We service a majority of loans we close and handle everything locally. My mission is to understand my clients’ needs and deliver an experience that is far beyond their expectations. In addition to being a mortgage professional, I am most happy when floating on the river. I am a mom to a 10 year old boy and have a black lab that we adore! I am super excited to show you how EASY getting a mortgage can be!

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews.
4.93 out of 5.0 stars
Experience logo
5.0
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5.0
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4.9
Christie
Nov 2, 2025
Experience logo
It was super easy and seemless to get through the process.
Brian
Nov 2, 2025
I recently worked with Kara Kelsen at Guild Mortgage on my mortgage refinance, and I couldn’t be more impressed with the...See more
Brian
Oct 7, 2025
Experience logo
Just was so impressed by her communication, and customer service mentality. She over delivered and this is rare anymore ...See more
Tha
Oct 3, 2025
Experience logo
willing to help
Cari G.
Oct 4, 2025
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Kara was amazing to work with! She was patient and knowledgeable and took the time to educate my clients on their optio...See more
tom t.
Sept 1, 2025
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Top notch customer service throughout the whole process. Our loan officer Kara was professional and her customer service...See more

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Awards

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Causes & Memberships

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NMLS ID #1607673

I am authorized to do business in the state of Arizona. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 0944271;

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