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About me

Thank you for visiting my web site.

With over 20 years of lending experience, I understand the importance of choosing the right loan for your home. Expertise, Integrity, Knowledge and Honesty are essential in getting your loan closed. I have based my business on referrals, helping my clients purchase or refinance their current mortgage, and helping them make the right loan.

Helping my clients achieve the American Dream of Homeownership

Organizations
2013 President Elect- The Hispanic Association of Real Estate Professional
Womens Council of Realtors - Phoenix and East Valley
Arizona Mortgage Lenders Association
AAREB- Arizona Association of Real Estate Brokers

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews.
4.87 out of 5.0 stars
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4.2
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4.3
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5.0
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5.0
Mark B.
Nov 6, 2025
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I have used Guild Mortgage and specifically Delia Welkins multiple times for mortgages or refinancing. It has always bee...See more
Mark
Nov 6, 2025
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I have use Delia and Guild multiple times and have always been pleased. Delia always goes above and beyond to help, answ...See more
Angela
Nov 6, 2025
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Not applicable
Mayra
Oct 6, 2025
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Delia helped me every step of the way. was always willing to answer my questions through out the proces. ...See more
Sandra
Oct 5, 2025
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Delia's experience and knowledge shines in every transaction. She provides creative solutions when there is a...See more
Kriste M.
Oct 4, 2025
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Delia is an expert loan officer, whom I have relied on for excellent results for 27 years. She is extremely knowledgeabl...See more

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Awards

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Causes & Memberships

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NMLS ID #640504

I am authorized to do business in the states of Arizona, California, Minnesota and Nevada. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 0919934; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;

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