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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

My team and I look forward to assisting you with your home financing!

I have been helping families with their mortgage needs for over 19 years and am honored to consistently be ranked in the top 1% of loan originators in the US. My team is blessed to serve hundreds of families each year in their quest to either save money with a refinance or purchase a home with the best possible financing package. Guild Mortgage has been in business for over 60 years and is a leading mortgage lender. We service the majority of loans we close and handle everything locally. Our mission is to understand our clients’ needs and deliver an experience that is far beyond their expectations.  On top of being a mortgage guru, I am a food and wine enthusiast! I love creating memories with people and experiencing the best life has to offer with my husband and two young daughters. We look forward to showing you just how EASY getting a mortgage can be!

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

Testimonials

Testimonials
4.93 out of 5.0 stars
4.83
4.88
4.97
Quinton
Jan 16, 2024
Buckeye, AZ
Verified

Everything went smooth and easy.
Charles
Jan 16, 2024
Buckeye, AZ
Verified

Got the buyers to close for my sellers.
Christie F
Jan 11, 2024
Verified

The team was knowledgeable, answered questions confidently and thoroughly, and made the process stress-free.
Humphrey
Dec 11, 2023
Gilbert, AZ
Verified

the purchase of our home easy and flawless. Very impressed with the professional touch of the whole Team.
sue
Nov 08, 2023
Verified

WOW!!! What a great experience with the Guild Mortgage Amber Kovarik Team. We want to commend Abram and Darin on their incredible work to get us approved for Financing our 6th home. These guys know what they are doing as we are a super hard customer. This is why we have used Guild Mortgage for all our loans.Check them out for the number 1 team in the US. They can also do Minnesota loans beside Az.
A
Nov 08, 2023
Verified

Absolutely a great customer service experience! Since my first contact with Kara Kelsen to guide me through the process and maintain a open communication and help me and then Abram Neilson to work with the numbers and make my feel that I’m in good hands and for the final part of the process with Ed Catalina that explain and complete all in short time period, I can say that the team is very helpful and professionals with all the extent of the word.Thank you all…!

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NMLS ID #184992
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 912411; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;