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About me

My team and I look forward to assisting you with your home financing!

I have been helping families with their mortgage needs for over 19 years and am honored to consistently be ranked in the top 1% of loan originators in the US. My team is blessed to serve hundreds of families each year in their quest to either save money with a refinance or purchase a home with the best possible financing package. Guild Mortgage has been in business for over 60 years and is a leading mortgage lender. We service the majority of loans we close and handle everything locally. Our mission is to understand our clients’ needs and deliver an experience that is far beyond their expectations.  On top of being a mortgage guru, I am a food and wine enthusiast! I love creating memories with people and experiencing the best life has to offer with my husband and two young daughters. We look forward to showing you just how EASY getting a mortgage can be!

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.93 out of 5.0 stars
Zillow logo
4.8
Experience logo
5.0
Google logo
5.0
Third party logo
4.9
Kim W.
Oct 5, 2025
Google logo
We were so lucky to have gotten to work with the team at Guild Mortgage. They made the house buying process so easy and ...See more
Leslie P.
Oct 4, 2025
Google logo
Kara, Ed and team were on top of every aspect of my home purchase. They made the process less stressful on my end. I wi...See more
Leslie
Oct 4, 2025
Experience logo
Kara, Ed and team were on top of every aspect of my home purchase. They made the process less stressful on my end. I wi...See more
Lydia L.
Oct 3, 2025
Google logo
I recently worked with Amber and team to buy a house and I was extremely happy with the service and support she gave me....See more
Matthew H.
Oct 3, 2025
Google logo
The Kovarik team at Guild Mortgage did a great job helping me with my refi. Being self employed can make large loans tr...See more
AshLeigh T.
Oct 3, 2025
Google logo
Amber and her team recently helped us buy our first home. They where extremely helpful in answering all of our questions...See more

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Awards

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Causes & Memberships

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NMLS ID #184992

I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 912411; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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