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About me

My team and I look forward to assisting you with your home financing!

I have been helping families with their mortgage needs for over 19 years and am honored to consistently be ranked in the top 1% of loan originators in the US.Read more

My team and I look forward to assisting you with your home financing!

I have been helping families with their mortgage needs for over 19 years and am honored to consistently be ranked in the top 1% of loan originators in the US. My team is blessed to serve hundreds of families each year in their quest to either save money with a refinance or purchase a home with the best possible financing package. Guild Mortgage has been in business for over 60 years and is a leading mortgage lender. We service the majority of loans we close and handle everything locally. Our mission is to understand our clients’ needs and deliver an experience that is far beyond their expectations.  On top of being a mortgage guru, I am a food and wine enthusiast! I love creating memories with people and experiencing the best life has to offer with my husband and two young daughters. We look forward to showing you just how EASY getting a mortgage can be!

Awards

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Causes and Memberships

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Testimonials

4.93 (432 reviews)
Zillow logo
4.8
Experience logo
5.0
Google logo
5.0
Third party logo
4.9
I recently worked with Amber and team to buy a house and I was extremely happy with the service and support she gave me. Amber was easy to contact throughout the process and was proactive in setting me up with members of her team to walk me through all the different documents and signatures that were required. Guild mortgage makes it very easy to sign all the updated documents by e-signature which makes the whole process run smoothly and quickly. Her team was very responsive in responding to all my questions that I emailed them and kept me updated with what to expect at every step in the process. I highly recommend working with Guild Mortgage!
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Lydia L.

Feb 24, 2026

The Kovarik team at Guild Mortgage did a great job helping me with my refi. Being self employed can make large loans tricky but they worked to make it happen. Thanks so much for the help!
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Matthew H.

Feb 24, 2026

Team Logo

Meet our team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Abram Neilson

Originating Loan Officer Assistant | NMLS# 684423

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Kara Kelsen

Originating Loan Officer Assistant l NMLS #1607673

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

9:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

9:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #184992

I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 912411; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

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