Contact Me
hero image
Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I'm Abram, I have been blessed with helping families with two decades of expertise in the mortgage industry. As a seasoned loan officer renowned for navigating the complexities of real estate financing, I combine an in-depth knowledge of market trends with a commitment to providing tailored financial solutions.

I take pride in clear communication during the loan process and smooth closing on time, which is most important for all parties involved in each transaction.

Guild Mortgage has been in business for over 63 years and is a leading mortgage lender. We service the majority of loans we close and handle everything locally. Our mission is to understand our clients’ needs and deliver an experience that is far beyond their expectations.

Let's work together and I'll show you just how easy I can make the home buying process!

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
4.98 out of 5.0 stars
4.98
5.0
TAMMY
Mar 03, 2025
Mesa, AZ
Verified

great communication. :-)
Trancle
Mar 03, 2025
Mesa, AZ
Verified

Updates were provided throughout the process.
Barbie B
Mar 03, 2025
Verified

He is on top of his game and gets the loan rolling in a timely fashion and communiticates consistently. He gets things done!
BARBARA
Mar 03, 2025
Mesa, AZ
Verified

Abram was an excellent communnicator of what was happening with the buyer's sending in paperwork and updating me on the progress of the loan. It was smooth sailing during the whole escrow.
Russ B
Mar 03, 2025
Verified

In 2016 we were first introduced to the Kovarik team along with Amber and Abram because we could not qualify through other lenders. Our credit was pretty good, but I had had a bankruptcy about six years prior. That was no problem and they were able to get us financed. Since then we have had multiple loans with them because their level of service is top notch and they always get the deal done quickly.
Russell
Mar 03, 2025
Maricopa, AZ
Verified

had multiple loans through the Kovarik team and we have always been very happy with the level of serviced we received from Amber and Abram.

Video gallery

View More

Awards

Causes & Memberships

member of Guild Giving
NMLS ID #684423
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 921828; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;