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About me

I am originally from the state of Washington. After high school, I attended college at the University of Redlands in Southern California, where I played football and studied business management with a minor in economics. I entered the mortgage business in 1997 when I started working with my father-in-law. I had always wanted to work with money and numbers, and I thought there was no better place to do this than in the mortgage industry. I love helping people finance their dream homes. When I'm not working on loans, I enjoy going to the gym, hiking, or playing pickleball. My wife, Kym, and I have been married for 28 years, and we are very blessed to have two wonderful children. I would love the opportunity to help you with any mortgage questions or concerns you might have.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews.
4.99 out of 5.0 stars
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4.9
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5.0
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5.0
Deborah
Nov 6, 2025
Experience logo
Tod was fantastic! He went above and beyond for my clients and was excellent with communications with everyone, includin...See more
Pamela
Nov 5, 2025
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Tod is a great communicator, so you always know where you are in the process and what needs to be done to move forward. ...See more
Sharon E.
Nov 2, 2025
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Tod is a real professional and very efficient! He's great to work with and my buyer clients appreciated him very much as...See more
Luis
Nov 2, 2025
Experience logo
Great, timely communication!
Jenny J.
Oct 4, 2025
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Tod is a very helpful and hands on lender. Very responsive! Highly recommend.
Sharon
Oct 3, 2025
Experience logo
Tod is a real professional and very efficient! He's great to work with and my buyer clients appreciated him very much as...See more

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Awards

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Causes & Memberships

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NMLS ID #218664

I am authorized to do business in the states of Arizona, California and Oregon. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 0911427; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;

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