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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
4.92
5.0
Jessica T
Oct 06, 2025
Verified

I can't say enough great things about Ray Ochoa! He went above and beyond throughout the loan process-always responsive, professional, and truly cared about making everything go smoothly. He kept me informed every step and made sure the process was stressfree and effortless on our end. Thank you Ray for another job well done!
Taryn M
Sep 05, 2025
Verified

This was my first time working with Ray, and I was very impressed. At the beginning of the transaction, I experienced some communication challenges with other parties involved, but Ray went above and beyond to keep me informed every step of the way. He always responded promptly to any questions or concerns, which I truly value. Ray was fantastic to work with, and I look forward to working together again in the future.
Cynthia
Aug 30, 2025
Yuma, AZ
Verified

great service kept me informed of every step of the process. made buying my home fun and exciting. thank you
Mark
Aug 01, 2025
Marana, AZ
Verified

2nd house that Mr. Ochoa has been instrumental in securing me and my family the best loan at the best rates! I highly recomend not only Guild Mortgage but ask for Mr. Ray Ochoa 5 STAR SERVICE
Julio
Jul 29, 2025
Yuma, AZ
Verified

Ray expertise
Suzanne B
Jun 02, 2025
Verified

Communication and service was GREAT! Ray Ochoa @ Guild Mortgage. A true professional! Ray and team made sure to answer any and all questions and to provide updates all the way through the process. You can tell that Ray genuinely cares about his clients. Thank you for making our home purchase a terrific experience!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #214114
I am authorized to do business in the states of Arizona and Tennessee. AZ BK#0018883; AZ BKBR# 1050942; AZ LO Lic.# 0915882;