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Michael Chi Ukpai
Sales Manager
NMLS# 1371449Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Testimonials
The rating and reviews below represent my top
reviews.
Read all customer reviews here.
4.76 out of 5.0 stars




Lisa D
May 20, 2025

Verified
Michael is very knowledgeable and patient. He is always available to answer by calls or at least return them promptly. He is a kind person with a serving heart.
Lisa
May 19, 2025
Sun City, AZ

Verified
Micahel was always avaiable to take my calls and answer my questions. He is a very knowlegable person and has a heart of gold! I highly recommend Micahel for all my mortgage needs.
Kathleen
May 05, 2025
Phoenix, AZ

Verified
Michael was knowledgeable, efficent, and well versed. He made our transaction seemless and easy -- would definitely recommend to any client needing a skilled Loan Officer.
Amanda
Mar 10, 2025
Buckeye, AZ

Verified
Michael was incredibly helpful walking us through every step of the way. He was quick to respond to any and all questions and made sure we had a solid understanding moving forward.
Karla L
Feb 04, 2025

Verified
I had a great experience working with Michael and the team at Guild Mortgage during my home-buying process. They were professional, responsive, and proactive, making everything run smoothly. Michael took the time to explain my options clearly, and the team kept things on track, handling paperwork and deadlines efficiently.
Kenedi
May 21, 2024

Verified
Michael is amazing! My family and I worked with Michael when selling and buying our homes. Michael provided us with 5 star service throughout the process. He was very knowledgeable and offered several different loan programs to allow us to explore them all. He helped us raise our credit scores by 60 points in just 60 days!! I said 60 points in 60 days!! He also competed with other lenders to give us the best interest rate possible. On top of the excellent service he gave us on the selling end, he also closed our buyers loan in 10 days after she experienced major issues with her previous lender. If it weren’t for Michael, we would not have been able to buy or sell our home! We are so thankful that we were in good hands! Now that this process is over, we have good credit and a beautiful home!
NMLS ID #1371449
I am authorized to do business in the states of Arizona, California and Texas. AZ BK#0018883; AZ BKBR# 1050942; AZ LO Lic.# 0931451; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;
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