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Amber Kovarik

Branch Manager

3075 West Ray Road, Suite 110, Chandler, AZ 85226
Own what matters

About Me

My team and I look forward to assisting you with your home financing!

I have been helping families with their mortgage needs for over 19 years and am honored to consistently be ranked in the top 1% of loan originators in the US. My team is blessed to serve hundreds of families each year in their quest to either save money with a refinance or purchase a home with the best possible financing package. Guild Mortgage has been in business for over 60 years and is a leading mortgage lender. We service the majority of loans we close and handle everything locally. Our mission is to understand our clients’ needs and deliver an experience that is far beyond their expectations.  On top of being a mortgage guru, I am a food and wine enthusiast! I love creating memories with people and experiencing the best life has to offer with my husband and two young daughters. We look forward to showing you just how EASY getting a mortgage can be!

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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4.93 out of 5.0 stars
May 24, 2023

Amazing TEAM, and they all pull together for you!
Feb 13, 2023

Very friendly helpful explained all the options with no judgements
Chadwin S
Jan 01, 1970

The guild mortgage team did an awesome job, helping us close on our home as first time homebuyers. Everything went smoothly and all the financing came through just as expected. We Will be coming back for our next home someday.
Gerry and Jodie B
Jan 01, 1970

Guild Mortgage and Amber’s team are fair, honest along with offering great mortgage advice. We enjoy our relationship with them.
Craig A
Jan 01, 1970

Incredible Fast Service and continued follow up after. HIGHLY RECOMMEND!!!!
Feb 09, 2023

Amber Kovarik is such a pleasure to work with. I have used her and her team for both mortgages and refinancing. Now I found out that they do Heloc's as well. Talk about full service! You will not be disappointed working with her team. It is great to know you are working with someone you can trust and is looking out for your best interests. In today's environment it is nice to know someone you can depend on to help you with your home. Your home is usually either your first or second largest investment and it is so much less stressful when you have someone you can count on like Amber.

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NMLS ID #184992
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0124830; AZ LO Lic.# 912411; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;