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Amber Kovarik

Branch Manager

3075 West Ray Road, Suite 110, Chandler, AZ 85226
Own what matters

About Me

My team and I look forward to assisting you with your home financing!

I have been helping families with their mortgage needs for over 19 years and am honored to consistently be ranked in the top 1% of loan originators in the US. My team is blessed to serve hundreds of families each year in their quest to either save money with a refinance or purchase a home with the best possible financing package. Guild Mortgage has been in business for over 60 years and is a leading mortgage lender. We service the majority of loans we close and handle everything locally. Our mission is to understand our clients’ needs and deliver an experience that is far beyond their expectations.  On top of being a mortgage guru, I am a food and wine enthusiast! I love creating memories with people and experiencing the best life has to offer with my husband and two young daughters. We look forward to showing you just how EASY getting a mortgage can be!

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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4.93 out of 5.0 stars
Sep 18, 2023

Kara and Darin made my experience so smooth and easy! They were so knowledgeable and were able to guide us through the home buying process in way that was easy to understand and kept up updated at each step. Darin would personally call and check in and explain documentation that was needed. Kara was so on top of my loan I didn’t have stress about any of it. So thankful for the Kovarik team building such a great team to support us !
Aug 28, 2023

Everyone was very easy to work with and a very seamless loan process!
Aug 28, 2023

Amber, Kara and the rest of the team at Guild are always absolutely fantastic to work with. I never worry sending my clients their way because I always know they'll be well taken care of. The team works very well together and I always know I can call the team line and reach someone. They are incredibly communicative, reliable and responsive and I work with them every chance I get!
Becca S
Aug 29, 2023

We were back and forth with a lot of different houses and options and they stayed up on our numbers and options throughout the whole complicated process. And even when there was a miscommunication, they were quick to work through it to get us to our closing date.
Aug 28, 2023

Amber did a great job
Melanie R
Aug 28, 2023

Amber and her team are a great asset in my real estate business. I appreciate working together as a team to get transactions to the finish line.

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NMLS ID #184992
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0124830; AZ LO Lic.# 912411; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;