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Charity Cummings

Area Manager

NMLS# 404245

About me

Military Veteran, mortgage lender, and accomplished Area Sales Manager . With over 30 years in the finance industry, I specialize in assisting first time homebuyers . As a licensed Team leader in multiple states, I bring leadership and expertise to guide teams to success.  In my spare time I also love all things outdoors, hiking, biking, and I have a large family I enjoy spending time with.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews.
4.99 out of 5.0 stars
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5.0
Experience logo
5.0
Google logo
5.0
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5.0
Alaina B.
Nov 4, 2025
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Charity is the best lender!!!
Larry
Nov 4, 2025
Experience logo
As a realtor, I have met many mortgage providers, new and seasoned. Being fairly new to the realty business myself, meet...See more
Nancy
Nov 4, 2025
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We cannot express our gratitude enough for all that Charity has done for us. During a very stressful t...See more
AJ S.
Nov 2, 2025
Google logo
So fast closing a loan for a buyer on a house I had listed and other lender dropped the ball.
A.J.
Nov 2, 2025
Experience logo
She closed us super fast when another lender was so incompetent we couldn't close on time.
Grace
Nov 2, 2025
Experience logo
Very easy to communicate with throughout the whole process and answered any questions we very timely.

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Awards

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Causes & Memberships

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NMLS ID #404245

I am authorized to do business in the states of Alabama, Arkansas, Missouri and Washington.

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