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Find the loan to fit your life
Select from hundreds of loan products tailored to your needs

About me

With nearly two decades of experience in real estate, I bring a unique perspective and deep market knowledge to my role as a mortgage lender. As a trusted Loan Officer serving Bentonville, Arkansas and the South Bayou region of Louisiana, I’ve built lasting relationships and developed expertise in contract negotiations, market analysis, and customer service. My passion lies in helping clients, whether first-time buyers or seasoned investors, find the right financial solutions to achieve their homeownership goals. I understand the challenges and nuances of every transaction, and I am committed to making the mortgage process as smooth and stress-free as possible. From prequalification to closing, I offer expert guidance, reliable support, and a personalized experience every step of the way.

Grounded in faith and family values, I have deep roots in South Louisiana, where I fell in love with the outdoors. I’m happiest when camping or fishing, but I also enjoy a lively night out. You’ll usually find me first on the dance floor when the music starts, I just can’t resist! Cooking is my way of bringing people together, and feeding others is certainly one of my love languages.

If you’re ready to find the perfect home in Bentonville or the South Bayou region, I’m here to guide you with experience, dedication, and maybe a few good laughs along the way. Let’s make your homeownership dreams a reality, together.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.
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FHA

If you're looking to buy on a tight budget, these loans are a great option. It's easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They're also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
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Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
5.0 out of 5.0 stars
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5.0
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5.0
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5.0
Emmanuel R.
Nov 2, 2025
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The entire process was smooth and she was very helpful.
chaitanya A.
Aug 2, 2025
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Handles loan applications efficiently, ensuring timely documentation.
Darohnn
Aug 2, 2025
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Nicole was fantastic to work with! Always responsive to communication, knowledgeable, & a very pleasant person!!
Juan
Aug 2, 2025
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She was always communicating and answering all the questions. Will highly recommend
Lenore
Aug 2, 2025
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Transaction was smooth and closed on time
Joyce
Aug 2, 2025
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From day one, Mrs. Nicole Falgout was 100% attentive to our needs, hopes and dreams of buying the perfect home. She exh...See more

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NMLS ID #2253729

I am authorized to do business in the states of Arkansas and Louisiana.

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