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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

With 24 years in the mortgage industry and a degree in finance, I bring extensive expertise to help families achieve their homeownership goals.  Outside of work, my love for the outdoors, off-road rock crawl trails, camping, sports and quality time with my large family showcase a well-rounded and adventurous lifestyle. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.88 out of 5.0 stars
4.83
5.0
Nicole F
Jul 25, 2025
Verified

I can't say enough good things about working with Chris Cummings! He recently helped one of my real estate clients with their loan, and—as always—he did a stand-up job. Chris is reliable, responsive, and always keeps the ball moving forward. I never have to worry when he's handling the financing side because I know my clients are in great hands. It’s a huge relief as an agent to have a lender you can trust, and Chris is just that. Highly recommend him to anyone looking for a smooth, professional loan process!
Mary
Jul 19, 2025
Siloam Springs, AR
Verified

Chris is the best - knowledgeable, professional - you can trust if he is the loan officer that things will have a good ending.
Ever H
Jul 13, 2025
Verified

Chris made the process quick and easy to understand from the pre-qual, all the way to closing. If I had any questions or concerns Chris responded quickly and made sure I was informed and felt secure. My family has been going with Chris for years and he has never disappointed us.
Ever
Jul 12, 2025
Centerton, AR
Verified

Chris made the process quick and easy to understand from the pre-qual all the way to closing. If I had any questions or concerns Chris responded quickly and made sure I was informed and felt secure. My family has been going with Chris for years and he has never disappointed us.
James
Jun 02, 2025
Pea Ridge, AR
Verified

Chris did an exceptional job working with my clients. I have had previous experience similar with other home buyers. Great communication while processing the loan. Offered several options to my clients. Thanks Chris
Mark J
Jun 02, 2025
Verified

Did a great job in a short amount of time. There was about a 1.5 week delay in getting the contract signed by the builder and this limited the amount of time until our scheduled closing date. Chris, was still able to get everything done just in time and we made our close! My real estate agent was so impressed, he's going to refer his daughter to them!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #429782
I am authorized to do business in the states of Arkansas, Missouri and Oklahoma.