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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

With 24 years in the mortgage industry and a degree in finance, I bring extensive expertise to help families achieve their homeownership goals.  Outside of work, my love for the outdoors, off-road rock crawl trails, camping, sports and quality time with my large family showcase a well-rounded and adventurous lifestyle. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.88 out of 5.0 stars
4.83
5.0
Sherry
Sep 29, 2025
Springdale, AR
Verified

Great communicastion. Smooth transaction.
Logan
Sep 25, 2025
Pea Ridge, AR
Verified

Chris is always willing to help and is on top of it!
Brent H
Sep 24, 2025
Verified

Guild Mortgage/Chris Cummings provided exceptional customer service, from start to finish. I have been a Realtor for over 30 years and have worked with a lot of lenders over the years, I can tell you their service is excellent! If you need home loan/financing assistance I highly recommend you give Chris Cummings/Guild Mortgage a call.
Brent
Sep 24, 2025
Garfield, AR
Verified

Chris Cummings provided great service from start to finish, and all questions were answered promptly, and communication was excellent throughout the loan process. I have been a Realtor for over 30 years and have worked with a lot of lenders, and Guild Mortgage and Chris are at the top ofthe list. If you need mortgage financing I highly recommend their service.
Timothy
Aug 09, 2025
Lafe, AR
Verified

It was a great experience, everything was so simple & smooth, Chris was fantastic to work with and really went above and beyond to make sure the process went as easy for us clients as possible If we had to do it over we wouldn't change a thing 😁😁😁
Nicole F
Jul 25, 2025
Verified

I can't say enough good things about working with Chris Cummings! He recently helped one of my real estate clients with their loan, and—as always—he did a stand-up job. Chris is reliable, responsive, and always keeps the ball moving forward. I never have to worry when he's handling the financing side because I know my clients are in great hands. It’s a huge relief as an agent to have a lender you can trust, and Chris is just that. Highly recommend him to anyone looking for a smooth, professional loan process!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #429782
I am authorized to do business in the states of Arkansas, Missouri and Oklahoma.