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Chris Cummings

Senior Loan Officer

NMLS# 429782

About me

With 24 years in the mortgage industry and a degree in finance, I bring extensive expertise to help families achieve their homeownership goals.  Outside of work, my love for the outdoors, off-road rock crawl trails, camping, sports and quality time with my large family showcase a well-rounded and adventurous lifestyle. 

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.89 out of 5.0 stars
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4.9
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5.0
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4.8
Abby W.
Jan 8, 2026
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As a first time home buyer, Guild Mortgage provided us such sound advice, and helped us get a rate better than we could ...See more
Abby
Jan 7, 2026
Bella Vista, AR
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Chris was fantastic at helping us understand the intricacies of buying our first home. He provided sound advice, and hel...See more
Nicole F.
Jan 5, 2026
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I can't say enough good things about working with Chris Cummings! He recently helped one of my real estate clients with ...See more
Tyler
Dec 17, 2025
Muldrow, OK
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Chris was very easy to talk to: he helped me work through all the technical language and yet was personal in his approac...See more
Amanda G.
Dec 16, 2025
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Best Lender out there! Customer service and communication is amazing. He works to find the product/loan that is right f...See more
Lacey Q.
Dec 16, 2025
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We have worked with Chris Cummings on the last 3-4 transactions we’ve done! He always has quick turn around on pre qual ...See more

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Awards

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Causes & Memberships

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NMLS ID #429782

I am authorized to do business in the states of Arkansas, Missouri and Oklahoma.

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