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Charity Cummings

Area Manager

NMLS# 404245

About me

Military Veteran, mortgage lender, and accomplished Area Sales Manager . With over 30 years in the finance industry, I specialize in assisting first time homebuyers . As a licensed Team leader in multiple states, I bring leadership and expertise to guide teams to success.  In my spare time I also love all things outdoors, hiking, biking, and I have a large family I enjoy spending time with.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.99 out of 5.0 stars
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5.0
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5.0
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5.0
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5.0
Tyler
Dec 18, 2025
Diamond, MO
Experience logo
Charity was so helpful and knowledgeable. She answered every question I had and made the whole experience easy.
Mitzi
Dec 18, 2025
Diamond, MO
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Charity was easy to work with and quick to respond to all my questions. She got the loan processed in perfect timing for...See more
Larry
Dec 8, 2025
Bella Vista, AR
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As a realtor, I have met many mortgage providers, new and seasoned. Being fairly new to the realty business myself, meet...See more
Nancy
Dec 8, 2025
Bella Vista, AR
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We cannot express our gratitude enough for all that Charity has done for us. During a very stressful t...See more
A.J.
Dec 4, 2025
Bella Vista, AR
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She closed us super fast when another lender was so incompetent we couldn't close on time.
Alaina B.
Nov 26, 2025
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Charity is the best lender!!!

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Awards

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Causes & Memberships

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NMLS ID #404245

I am authorized to do business in the states of Alabama, Arkansas, Missouri and Washington.

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