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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

With over 21 years of experience in the mortgage industry, I have built my career on dedication, trust, and results. As a Guild Mortgage Top 1% Originator and Top Woman Originator and a Scotsman Guide Top Verified Originator, and Top Originator in the most loans closed category, I am proud to have helped countless families achieve their homeownership dreams.

I strive to make the mortgage process as smooth and stress-free as possible, offering expert advice and personalized solutions tailored to each client's unique needs.

When I'm not working, you'll find me spending quality time with my family and cheering on Alabama football. Roll Tide!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
5.0
4.92
5.0
Kenneth
Aug 07, 2025
Prattville, AL
Verified

there was a strong "family" feeling throughout the entire expereince. I felt very comfortable and welcome. I loved the "vibe".
Erica F
Aug 08, 2025
Verified

I loved that Shelley and her team helped my client feel comfortable and at ease with the lending process while he was purchasing a home. Communication was great, and we never had to reach out about progress because they were on top of it!
Erica
Aug 07, 2025
Prattville, AL
Verified

I loved that Shelley and her team helped my client feel comfortable and at ease with the lending process. Communication was great, and we never had to reach out about progress because they were on top of it!
Kenneth
Aug 01, 2025
Prattville, AL
Verified

Shelley Faulkner!!!!! was Awesome!!! she is the GOAT!!
Candace
Aug 01, 2025
Prattville, AL
Verified

My clients were excited to be able to close on their new home 2 weeks prior to the original expected closing date! That can only happen with a great team and great communication with all parties.
Laura
Aug 02, 2025
Pell City, AL
Verified

She was available for questions. She also responded very quickly in most instances.

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #470443
I am authorized to do business in the state of Alabama.