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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

With over 21 years of experience in the mortgage industry, I have built my career on dedication, trust, and results. As a Guild Mortgage Top 1% Originator and Top Woman Originator and a Scotsman Guide Top Verified Originator, and Top Originator in the most loans closed category, I am proud to have helped countless families achieve their homeownership dreams.

I strive to make the mortgage process as smooth and stress-free as possible, offering expert advice and personalized solutions tailored to each client's unique needs.

When I'm not working, you'll find me spending quality time with my family and cheering on Alabama football. Roll Tide!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
5.0
4.92
5.0
Jewell
Oct 21, 2025
Prattville, AL
Verified

Everyone who was involved in my closing was extremely patient and very nice.
James
Oct 04, 2025
Millbrook, AL
Verified

Just the right amount of communication & we closed on time.
Kim
Oct 04, 2025
Millbrook, AL
Verified

Working with Shelley and her team was a fabulous and flawless experience. She made the whole process easy and I couldn't have asked for a better lender—highly recommend!
Britt D
Oct 02, 2025
Verified

Shelley was fantastic to work with on this transaction! My buyer clients were relocating to Montgomery with the military, and she made the lending process smooth for them during what can already be a stressful move. She stayed on top of everything, communicated clearly throughout, and helped get them into their new home without a hitch. I'd definitely recommend her to anyone looking for a lender who knows what they're doing and actually cares about their clients.
Steven
Oct 01, 2025
Wetumpka, AL
Verified

Communication, quick response, personability
Fiera D
Sep 30, 2025
Verified

My experience with Guild mortgage was awesome ! I worked directly with Katie and Katlin and these ladies were very informative and supportive. This was my first home buying experience and they made it seamless from start all the way to the closing table. I am recommending Guild to all of my friends and family!

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #470443
I am authorized to do business in the state of Alabama.