Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Shelley Faulkner
Branch Manager
NMLS# 470443
Email
Phone
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA
If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.
X
X
Testimonials
Everything was done right and explained in an understandable manner, and most importantly we got the house!
Great experience will use again in the future
Bruce C Talbot
From the very beginning, they made everything seamless and straightforward. They took the time to explain every detail, answered all my questions with patience, and made me feel confident in every step of the process. The high level of expertise and clear communication ensured there were no surprises, and I truly felt like a priority throughout our interactions.
Yall worked so hard for us to meet our closing date!
Shelley is one of the best! Always a pleasure to work with her! Lara Graham Realty Central
NMLS ID #470443
I am authorized to do business in the state of Alabama.
Before you go
You're about to leave guildmortgage.com and enter an external website.
Please note that Guild Mortgage isn't responsible for the products, content, accuracy, or security provided on a third-party website.
Thank you for visiting us!