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Shelley Faulkner
Branch Manager
NMLS# 470443
Email
Phone
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA
If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
From start to finiah I was coached, corrected and cared for with proper coaching and informatio.
All my questions were answered and you took time to help explain everything to me when I didn't fully understand aspects of the home buying process. I appreciate you all so much!
The Guild Team made the process as easy as possible by keeping us on task and keeping in communication with us. Overall great experience.
Shelley is GREAT to work with! Always keeps me in the loop on where we are in the process with getting to the closing table. Friendly, professional, & goes the extra mile!
Everything went smoothly!
Shelley and her team are fantastic. They are some of the best in the business and I always look forward to working with him!
NMLS ID #470443
I am authorized to do business in the state of Alabama.
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