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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

With over 21 years of experience in the mortgage industry, I have built my career on dedication, trust, and results. As a Guild Mortgage Top 1% Originator and Top Woman Originator and a Scotsman Guide Top Verified Originator, and Top Originator in the most loans closed category, I am proud to have helped countless families achieve their homeownership dreams.

I strive to make the mortgage process as smooth and stress-free as possible, offering expert advice and personalized solutions tailored to each client's unique needs.

When I'm not working, you'll find me spending quality time with my family and cheering on Alabama football. Roll Tide!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.97 out of 5.0 stars
5.0
5.0
4.94
4.99
RAY
Apr 14, 2025
Millbrook, AL
Verified

If you want a Smooth Transaction and handled by a Professional/ Call Shelley at Guild Mortgage! She will get it Closed early and with less stress.
KIMBERLY
Apr 14, 2025
Prattville, AL
Verified

Shelley and her team consistently deliver remarkable results, going above and beyond every time. Their dedication never fails to impress. A heartfelt thank you to Shelley and her team for all their incredible work!
Christopher
Apr 14, 2025
Millbrook, AL
Verified

Very friendly staff and quick answers to questions.
John
Mar 31, 2025
Prattville, AL
Verified

She was very informative
Martha
Mar 31, 2025
Selma, AL
Verified

Shelly and the team made this one happen in 3 weeks because my client needed to be out because of their lease. Communication was spot on all the time. Most important this client was my daughter. I trusted them with the most important sale of my 31 year career in real estate. Thank you Shelly and the team.
Ashley C
Apr 01, 2025
Verified

Hands down the BEST!!!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #470443
I am authorized to do business in the state of Alabama.