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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

With over 21 years of experience in the mortgage industry, I have built my career on dedication, trust, and results. As a Guild Mortgage Top 1% Originator and Top Woman Originator and a Scotsman Guide Top Verified Originator, and Top Originator in the most loans closed category, I am proud to have helped countless families achieve their homeownership dreams.

I strive to make the mortgage process as smooth and stress-free as possible, offering expert advice and personalized solutions tailored to each client's unique needs.

When I'm not working, you'll find me spending quality time with my family and cheering on Alabama football. Roll Tide!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.97 out of 5.0 stars
5.0
5.0
4.94
4.99
Kristie
May 05, 2025
Millbrook, AL
Verified

Shelley always goes above and beyond!! She makes the buying process so easy and guides her clients every step of the way! I can always trust that my Buyer Clients are getting the best service!
Steven
May 05, 2025
Prattville, AL
Verified

Always a great experience.
Deanna
Apr 28, 2025
Pike Road, AL
Verified

Execellent customer response time. Very effective explaining the process.
Delvin
Apr 28, 2025
Pike Road, AL
Verified

Shelly and her team kept us informed every step of the way during our home buying process. She was always quick to respond to our texts and calls, making the experience smooth and stress-free.
Cari
Apr 21, 2025
Athens, AL
Verified

I had an amazing experience working with Shelley, Katie, and Kaitlin!!! and occasionally Dawn also. All wonderful ladies that really went out of their way to help me and answer any questions I had at any given Truly great people!
Mary J
Apr 22, 2025
Verified

As a Realtor, it's incredibly important to work with a lender who is reliable, communicative, and truly committed to getting the job done—and Guild Mortgage exceeded every expectation. I recently partnered with them on a transaction, and the experience was exceptional from start to finish. Their team was proactive, professional, and always available to answer questions or provide updates. Communication was seamless, timelines were met without issue, and they kept both myself and my clients well-informed throughout the entire process.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #470443
I am authorized to do business in the state of Alabama.