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Shelley Faulkner
Sales Manager
NMLS# 470443
Email
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA
If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
The process was seamless! Shelley was phenomenal to work with and I highly recommend her and Guild to anyone looking for a home mortgage!!
The process was seamles! Shelley was phenomenal and I highly recomher and Guild to anyone looking for a home mortgage!!
Shelley is an exceptional lender to work with. She stays on top of everything and keeps everyone informed. Working with her is a very pleasant experience.
Everyone was very helpful and explained the entire process
Shelley was patient when dealing with the VA.
Thank you Shelley and Katlin, I couldn't have asked for a better team!
NMLS ID #470443
I am authorized to do business in the state of Alabama.
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