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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.91
5.0
Robert
May 19, 2025
Dallas, TX
Verified

Cassandra was incredibly helpful in guiding me though the process. She was available for all my questions. Overall, she made it a very simple process and a great experience .
India P
Apr 30, 2025
Verified

Cassandra has extensive financing and lending knowledge, making the deal-closing process seamless. She is an exceptional resource, and I value her consistent availability when I call. As a realtor, I've collaborated with numerous mortgage brokers, and Cassandra stands out as one of the most proactive lenders, which I genuinely appreciate.
India
Apr 28, 2025
Pensacola, FL
Verified

Cassandra possesses extensive knowledge of financing and lending, making the deal-closing process seamless. She is an exceptional resource, and I truly value her consistent availability when I call. While Ive collaborated with numerous mortgage brokers, Cassandra stands out as one of the most proactive lenders, which I genuinely appreciate.
Laura W
Apr 29, 2025
Verified

Cassandra was so helpful and walked me through my very complicated home loan process. I could not have done any of it without her and would choose Guild Mortgage again in a heartbeat!
Bettina
Apr 28, 2025
Gulf Shores, AL
Verified

Love Cassandra, she was the best to work with! She's so positive and patient!
Ivey
Mar 31, 2025
Elberta, AL
Verified

everyone was very helpful and answered in questions we had

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Awards

Causes & Memberships

NMLS ID #195626
I am authorized to do business in the states of Alabama, Arkansas, Florida, Georgia, Kansas, Louisiana, Mississippi, Tennessee, Texas and Virginia. Licensed by the Mississippi Department of Banking and Consumer Finance; (www.nmlsconsumeraccess.org/);