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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.92 out of 5.0 stars
5.0
4.8
5.0
Gary
Jul 18, 2025
Orange Beach, AL
Verified

Amazing efficiency good communication. Everything was delivered on time as promised! Awesome job Cassandra.!
Mary
Jul 18, 2025
Gulf Breeze, FL
Verified

Cassandra could not have done more for us and we can't thank her enough! We had so many questions and ended up needing to change the terms of our loan late in the process due to delays with buyer, and she was kind, compassionate and incredibly fast at getting us to closing on time. I look forward to recommending Cassandra and Guild Mortgage every chance i can!
Ricky D
Jul 18, 2025
Verified

Cassandra and her team exceeded our expectations and made the entire process so smooth. She took the time to walk us through our options and was always available whenever we needed something. Not only will we be using Guild and Cassandra the next time there is a need, we'll also be referring her to all our friend!
Abby B
Jul 02, 2025
Verified

Always a seamless lending experience with Cassandra Langley!
Abby
Jul 01, 2025
Gulf Breeze, FL
Verified

Cassandra always delivers on friendly professionalism and a vast knowledge on lending I know when I recommend her to my clients that they are in great hands
Dan
Jul 02, 2025
Verified

Great company to work with. Great communication.

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Causes & Memberships

NMLS ID #195626
I am authorized to do business in the states of Alabama, Arkansas, Florida, Georgia, Kansas, Louisiana, Mississippi, Tennessee, Texas and Virginia. Licensed by the Mississippi Department of Banking and Consumer Finance; (www.nmlsconsumeraccess.org/);