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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Jumbo
Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
Cassandra was great to work with. Thank you for your work and efforts in getting this to close quickly. Communication was great and very proactive with informing me if there were any obstacles to work through.
Amazing and easy to work with 5/5 star service
Cassandra & Lee went above and beyond to help me understand and complete this process y'all were easy and upfront already recommended two people to yall thank you again
We had an incredible experience working with Cassandra Langley on our home loan! She closed our transaction in record time and was extremely responsive throughout the entire process. From start to finish, she kept us informed every step of the way, ensuring we always knew what to expect. Behind the scenes, Cassandra worked tirelessly to make sure everything went smoothly, and her dedication truly made a difference. We couldn’t have asked for a better experience and highly recommend her to anyone looking for a top-notch loan officer.
Cassandra was so incredible to work with! She’s personable, kind and CARES! She was in constant contact with us, and worked tirelessly to help us and to get ahead of any possible issues we might run in to! I couldn’t recommend her more!
Cassandra assisted us through every step in purchasing our first home and answered every financing question we had! Even after we closed! We're extremely lucky we found her, she made the loan process very simple and was highly professional from the initial application to closing. You could not ask for a better lender in Baldwin County.
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NMLS ID #195626
I am authorized to do business in the states of Alabama, Florida, Georgia, Tennessee and Virginia. (www.nmlsconsumeraccess.org/); 
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