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Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Harris Baker, Jr., epitomizes integrity, energy, and hard work. He has a yearslong career in the real estate/finance industry and is currently licensed in several states.  You can hear Harris on radio station Y102 every morning as the mortgage expert.  

His educational achievements include a bachelor’s degree and master’s degree. Harris is also a member of the first African American Greek letter organization for men, Alpha Phi Alpha Fraternity, Inc.   

Leisurely, he enjoys traveling with his beautiful wife, watching his oldest son and daughter compete within their multiple sports, watching his youngest child's ballet performances and going to the range with his wife whenever the opportunity arises.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.97 out of 5.0 stars
4.96
5.0
Connie
Oct 01, 2025
Montgomery, AL
Verified

Clsoing went off great and in an expedited timeframe.
Lashonda
Oct 01, 2025
Montgomery, AL
Verified

Harris and Ashley were very informative and helpful with making this process easier for us all. They stayed in communications with us from beginning to end with updated information resulting in a swift closing transaction.
Trinity
Sep 24, 2025
Montgomery, AL
Verified

The team was personable, very clear with expectations, timely, supportive, actively listened and communicated throughout the entire process. Harris Baker and his team made my first time home buyer process very smooth without any stress. I greatly appreciate them!
Mogul Real Estate G
Sep 24, 2025
Verified

Honestly, Harris' heart and professionalism is what this industry is missing! He's knowledgeable, accessible, and actually cares about ALL BUYERS in ALL price points and financial situations. He's definitely different than any lender around and I'm so glad he's here.
Kimberly
Sep 12, 2025
Valley Grande, AL
Verified

Harris was very encouraging and patient. He is very knowledgeable and was able to walk me through successful scenarios, each time I presented a concern. Harris was able to educate me along the way during this process. I worked with his partner, Ashley and she was amazing as well. Definitely will use them again and recommend, 10/10!
Larry
Aug 30, 2025
Montgomery, AL
Verified

Loan processor Ashley is as personable, caring and knowledgeable as any loan processor that I have ever been around. Harris is top-notch as well and returns calls immediately. He has a "knack" for timely follow-up.

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Awards

Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #1965723
I am authorized to do business in the states of Alabama, Florida, Georgia and Tennessee.