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Opening doors of homeownership

Select from hundreds of loan products tailored to your needs

About me

Welcome to my page! I'm Patience Bates, a dedicated loan originator based in Medina, Ohio. I am passionate about helping others achieve their dream of homeownership. Whether you're buying your first home, an investment property, a second home, or building a new one, I'm here to assist you every step of the way. I grew up in Strongsville Ohio and have lived in Brunswick with my husband and two boys for the past 19 years. I love working with new people every day and have made some great friends along the way. With 29 years of experience as a local loan originator, I pride myself on my ability to listen, problem-solve, and pay strong attention to detail. I am the #1 top rated loan officer in Medina On Experience.com and ranked second in the whole state of Ohio. I am focused on earning a 5-gold star rating from our clients each time I am always open to meeting and connecting with people to help them get into the best possible position to buy a home, without judgment. I am committed to providing the best advice and support I can.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
5.0
4.97
5.0
John
Sep 30, 2024
Parma, OH
Verified

Patience was absolutely amazing! She was super helpful, worked around our tough schedule, and never made us feel stupid or that we didnt have a chance to make this work. She was excellent with communication, and was always available to talk whenever we had one (of our many) questions on the process. Even before we officially started our mortgage process, she was willing to answer beginning questions even before she know if we would use her as our mortgage officer. This process was extremely stressful, but Patience and everyone who was working with her behind the scenes made it as easy as possible for us and helped to relieve a lot of the stress and uncertainty. I can't recommend her highly enough and will share her information with anyone I know who is looking to purchase or refinance a house, because she has made this experience as simple, straightforward and comfortable as possible, and I will always be thankful of that!
Luke J
May 07, 2025
Verified

Patience was able to help me process a difficult loan with a lot of hurdles to jump through to get to the finish line. She always made herself available and she was clear with her direction. Thanks Patience!!!
Robert
May 05, 2025
Olmsted Twp, OH
Verified

After 18 years of selling Real Estate and hundreds of successful transactions I've seen a plethora of reasons things can go wrong. Having an experienced Loan Officer with a strong commitment to serving clients even when things become execeptionally challenging is imparative Having Patience Bates on your side when purchasing a home is benefit that few can rival I'm sincerely grateful for all she brings to the industry
Roman
May 05, 2025
Olmsted Twp, OH
Verified

super duper
Manny Dela C
Apr 30, 2025
Verified

As first-time homebuyers, we were stepping into unfamiliar territory filled with questions, paperwork, and decisions that felt overwhelming at times. Working with Patience completely transformed that experience for us. From the very beginning, she was not only knowledgeable and professional but also incredibly warm, responsive, and genuinely invested in helping us succeed. Patience took the time to explain each step of the process in a way that made sense to us, without ever making us feel like we were asking “silly” questions. She understood that buying a home, especially your first, is a huge milestone and made sure we felt confident and informed at every turn. Whether it was breaking down the different loan options, walking us through the documentation, or providing insight into timelines and next steps, she always made time for us. Her communication was outstanding quick to respond, thorough in her answers, and always reassuring. What stood out the most was her work ethic and level of care. There were moments when deadlines were tight, or we needed clarification late in the day, and Patience was right there on top of everything and already two steps ahead. It never felt like we were just “another file” on her desk. It felt like we were being supported by someone who genuinely wanted us to succeed and get into a home we loved. Thanks to her guidance, we not only closed on our first home, but we did so with a deep sense of confidence and gratitude. We couldn’t have asked for a better person to guide us through this process. Patience truly lives up to her name and then some. She is everything you’d hope for in a loan officer: smart, clear, kind, and relentlessly dedicated to her clients. We will recommend her to every friend and family member we know who is looking to buy a home. She made what could have been a stressful experience into a smooth and empowering journey. We are so thankful for everything she did to help us achieve this dream.
Nathan
Apr 28, 2025
Delaware, OH
Verified

Patience made this process extremely easy for us. We had a lot of things we wanted to have accomplished and the process could have been so much worse if it wasnt for her. She made everything easy for us to understand, she was always willing to lend a hand, and she always had are best interest at heart. We will definitely use Guild Mortgage for every home we purchase or sell.

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NMLS ID #284235
I am authorized to do business in the state of Ohio.