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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
Janette
Nov 16, 2022
Verified

Tim helped me through what appeared to be (to me) a complicated VA home loan process to refinance a home. He was patient and explained everything thoroughly; he's extremely knowledgeable. He also took some time to get to know me as a 'person' which doesn't happen much in business these days. Tim was prompt in answering questions either online or by phone. He does a great job of using technology to work with people outside of his immediate geographic area. I felt comfortable using the website and loved that Tim could also send me a video explaining the data being presented. The combination of Tim + technology worked very well! I highly recommend him.
Kim
Sep 29, 2022
Verified

Tim worked hard for us and was always available to answer our questions! We work with many lenders as we are realtors and this time we were the buyers/borrowers! We definitely recommend Tim and Guild Mortgage.
Cassie
Aug 23, 2022
Verified

Tim Kemper is absolutely amazing! What a blessing to work with him I reached out to him on his Facebook post about financing for a new home… we talked and exchanged information and in such a very short time he called me back and said I was approved and could start looking for a house… it was that easy… within a month I was ready to close… Tim did everything and made purchasing my home a breeze… never imagined that. After a year of being in my house Tim reached back to me and we refinanced my home with a cash payout… we closed and I had the money within a month.. again… it was easy. Tim did all the hard work and made my life stress and worry free. If you want a guy that will do whatever it takes to get what you need and to make your home needs stress and worry free Tim is the guy to go to.
Michele
Jul 25, 2022
Verified

Tim Kemper is beyond wonderful !
Cindy
Mar 10, 2022
Verified

I've known Tim since our children shared the same elementary school classroom years ago. He recently helped both my son and daughter-in-law as well as my niece and her husband obtain the financing they needed to buy their first homes. Tim's thoroughness timeliness helpfulness and kindness made the entire process easy smooth and short. I appreciated his work so much that I also recommended Tim to my stepson to get a loan for his first house. Everyone is happy thanks to Tim Kemper.
Cindy
Mar 10, 2022
Verified

I've known Tim since our children shared the same elementary school classroom years ago. He recently helped my son and his wife obtain the financing they needed to buy their first home in Chico. His thoroughness timeliness helpfulness and kindness made the entire process easy smooth and short. I appreciated his work so much that I have since recommended him to my stepson for his first home purchase in Paradise as well as my neice and her husband for a loan for their first home in Corning. The loan process for all three loans was painless and everyone is thrilled with their new homes. Thank you Tim.Cindy Wolff

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NMLS ID #971542
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;